New credit card offers (July 2025)

There have been many new credit card offers since our last update! The 3 new exceptional increased offers are the most important. Other changes took place: a few new offers have slightly increased, one good one unfortunately ended, and several good offers have been extended instead of ending.

Honestly, 99% of people who don’t have BOTH Marriott cards should definitely choose those right now. They’re the best cards and the only ones that are must-haves for all types of travelers without exception (and it’s their only increased offer of the year, until August 18; do NOT miss them!!!).

So we hadn’t told you about the new offers since then, but it’s worth it for everyone else who already has those, who prefer to fly in business class, and/or who has enough spending to apply for more cards.

I remind you that this post is just for the new offers. The best offers are always available at any time on our ranking of the best cards based on many categories and also on our new more detailed page with the best offers.

Here are the new offers from July 2025 (and June too, because we were focused on Marriott).

 

Overview of the offer changes

Here’s the summary by the card issuer, and then I’ll give you a more detailed overview of each card.

 

1. Amex Bank

There are phenomenal new increased offers on 3 Amex cards, and a 4^th one is slightly increased. Apart from the Marriott cards, these are the ones to get if you want UNLIMITED value, including to fly in business class! These are absolutely amazing offers for the best points of the more lucrative type (and for benefits like free access to VIP airport lounges)!

(For each card, the complete welcome bonus is even higher than our Flytrippers Valuation, and is even a record-high offer! But the separate additional bonus is for those who can and want to spend much more, so we didn’t include it in our Flytrippers Valuation!)

 

2. Scotiabank

There are new increased offers on 2 Scotia cards. For the 1^st, it’s a return to its record-high offer (and now the best in Canada for points of the more simple type), but for the 2^nd, it’s just less bad than the previous offer.

 

3. BMO

The exceptional increased offers on 3 BMO cards have been extended. The first 2 are brand new cards that didn’t have an end date and now have one, while the 3^rd was supposed to end in June but didn’t. All 3 will be there until 2026, so it’s important to focus on the Amex cards now and keep them for your next round of card applications.

 

4. RBC

The increased offer on the best RBC card has ended. If you already have it, don’t miss the 30% transfer bonus to British Airways Avios, which ends on the 11^th (updated Avios guide coming Wednesday). Note that if you have a higher income, the identical offer (for the amount of points) on the premium version is still available.

 

Details of offer changes

Here’s a bit more information about each (but not too much, since you can check our resource page for all the details, as always).

 

Amex Bank

 

Amex Gold Rewards Card

It’s an excellent time to get this card! It’s phenomenal to get 92,000 Amex points (so 92,000 Aeroplan points or 92,000 Avios points) for only $300 in net fees ($150 net fee twice), along with 12 free passes for Canadian lounges (4 each in 2025, 2026, and 2027).

And, yes, it’s indeed $150 for those who know how to do math because the $100 travel credit can (and should) be easily cashed out on day 1 to reduce the fee. It’s indeed deducted twice from our Flytrippers Valuation because there’s a renewal bonus that’s worth it.

The 92,000 points are worth ≈ $1380 but they can be worth so much more, too. Amex points have unlimited value!!! They’re points of the more lucrative type.

The points from the Amex Gold Rewards Card can be worth more in economy class, but they’re especially worth more if you want flights in luxurious lie-flat pod seats in business class. That’s because those flights have guaranteed fixed prices in points if you’re flexible, and they all cost around $4,000 each in cash!

Here are 3 recent ones I did myself:

• 70,000 points to go to the Middle East (12-hour flight in the world’s best business class)
• 75,000 points to go to East Asia (13-hour flight in an excellent business class)
• 60,000 points to go to Europe (8-hour flight in a very good business class; testimonial coming soon)

The offer ends on August 18.

Read our resource page on the Amex Gold Rewards Card for 10+ tabs of information.

 

Amex Platinum Card

It’s the best time to get the best premium card in Canada if you’re interested. In addition to free unlimited access to the world’s largest network of VIP airport lounges for you and a guest, there are so many amazing luxury benefits. Too much to list here.

It’s the same principle as the previous card, with a renewal offer that’s worth it and that therefore gives you all the benefits for 2 years. And an extra part of the bonus that we excluded from our Flytrippers Valuation because it requires more spending.

The Amex Platinum Card earns the same amazing Amex points. You just have even more! And its offer is often increased just once per year!

The offer also ends on August 18.

Read our resource page on the Amex Platinum Card for 10+ tabs of information.

 

Amex Business Platinum Card

It’s the same principle, but for those who have already had the personal version recently. I remind you that you don’t need to have an incorporated business to have an Amex “business” card! Not just for the Amex Business Platinum Card, but indeed all Amex “business” cards!

A total bonus of 200,000 points (with the 3^rd additional bonus) has never been seen in Canada. But even 140,000 points with the 2 more accessible parts (those included in our Valuation) is very good!

The offer also ends on August 18.

Read our resource page on the Amex Business Platinum Card for 10+ tabs of information.

 

Amex Business Gold Rewards Card

This one didn’t increase as much.

The offer on the Amex Business Gold Rewards Card remains a very good offer, but not as good as the previous 3. If you wanted to get it and were waiting for a higher offer, it’s probably time to get it.

The offer also ends on August 18.

Read our resource page on the Amex Business Gold Rewards Card for 10+ tabs of information.

 

Scotiabank

 

Scotiabank Gold Amex Card

It’s the return of the record offer for $875 in simple points redeemable for any travel expense booked on any website (the simplest points that exist), and the first year free!

Scotiabank’s Scene+ points can never be worth more than their fixed value, unlike the Amex points from the previous 4 cards.

But if you want it to be simple, the Scotiabank Gold Amex Card has the best offer!

The offer ends October 31, so if you want to maximize, it would really be better to start with the Marriott Bonvoy Amex Card first and get this one in your next round of applications (Marriott Bonvoy hotel points are the least complicated among points of the more lucrative type).

Read our resource page on the Scotiabank Gold Amex Card for 10+ tabs of information.

 

Scotia Passport Visa Infinite Card

It’s a bit better than the previous offer that was extremely low, but let’s say it’s still very far from the $775 with the TD First Class Travel Visa Infinite Card that also gives free airport lounge passes.

Even if the Scotiabank Passport Visa Infinite Card gives 2 more passes (6 instead of 4) and has no FX fees, it makes no sense to get a welcome bonus that is $535 lower for that!!!

Read our resource page on the Scotiabank Passport Visa Infinite Card for 10+ tabs of information.

 

BMO

 

BMO VIPorter World Elite MasterCard

The amazing launch offer for the card has been extended. There was no end date, but now there is one.

You can therefore prioritize the increased Amex offers now and come back to the BMO VIPorter World Elite MasterCard in your next round of card applications.

The offer ends on January 31, 2026.

Read our resource page on the BMO VIPorter World Elite MasterCard for 10+ tabs of information.

 

BMO VIPorter MasterCard

Same thing as the previous card.

You can therefore prioritize the increased Amex offers now and come back to the BMO VIPorter MasterCard in your next round of card applications.

The offer ends on January 31, 2026.

Read our resource page on the BMO VIPorter MasterCard for 10+ tabs of information.

 

BMO AIR MILES World Elite MasterCard

This one was a record-high increased offer that had an end date.

It was supposed to end in June, but it has been extended! So you can therefore prioritize the increased Amex offers now and come back to the BMO AIR MILES World Elite MasterCard in your next round of card applications.

Read our resource page on the BMO AIR MILES World Elite MasterCard for 10+ tabs of information.

 

RBC

 

RBC Avion Visa Infinite Card

This one was a record-high increased offer, and it unfortunately ended on the scheduled date.

The current offer for the RBC Avion Visa Infinite Card is therefore back to its lowest, just 35,000 points without a minimum spending requirement.

It can still be interesting WITH a card that has a better bonus (the same day)… if you haven’t gotten an RBC card in the  last 90 days and you want to top up your points of the more lucrative type, thanks to RBC’s very generous welcome bonus eligibility rules.

Read our resource page on the RBC Avion Visa Infinite Card for 10+ tabs of information.

 

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Summary

The new credit card offers from July and June 2025 make the best summer strategy clear: take advantage of the Marriott cards or the cards that earn Amex points, which have amazing increased offers until August 18. All the others can (and should) wait until after, unless you really don’t want any of those!

 

What would you like to know about the new credit card offers? Tell us in the comments below.

 

See the flight deals we spot: Cheap flights

Discover free travel with rewards: Travel rewards

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

 

Featured image: Zanzibar, Tanzania (photo credit: Humphrey M)

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