You are currently viewing All your redemption options for the most important travel rewards programs: introduction

With our new Flytrippers team members, we’re revamping our entire travel rewards section to make it the best possible. In the meantime, one of the most frequently asked questions that isn’t in our summary infographic that has all the basic answers is about the different redemption options for every travel rewards program.

So I present you this very important teaser on how to use the rewards from the 13 best most popular programs. And the value each option gives you most importantly, that’s what’s most important.

This information has always been on our Flytrippers resource page for most cards, but now it’s all here in 1 place to be more practical. Making everything easier to find and browse for you will be at the center of our new improved rewards section.

We’ll soon have a ton of more detailed content about each program — and free webinars — but this is an excellent and useful primer in the meantime. Sign up for our free newsletter specifically for travel rewards to receive everything, including plenty of videos.

Here are all your redemption options for the most important travel rewards programs (with more programs to come in the next update).

 

Basics of travel rewards redemption options

If you like to travel, Flytrippers highly recommends earning as many rewards as you can… it’s so easy to earn them.

As for using them, it can be really easy too, if you focus on rewards of the more simple type. You’ll still get a ton of free travel. But if you want to get a lot more value, learn how to maximize rewards of the more lucrative type by using them well — we’ll help you.

I very strongly encourage you to read our other new teaser guide with the basics of how all the main sub-types of travel rewards redemption options actually work, to help you better understand all the different options below. Especially if you want to maximize your value with rewards of the more lucrative type.

 

Bank rewards — Redemption options

Here are the 8 most popular bank rewards programs (unfortunately including cash back, at the end).

 

American Express Membership Rewards points

Amex Membership Rewards points are by far the best bank rewards currency in Canada because they’re transferable to more airline rewards programs… and airline points are rewards of the more lucrative type. If you want to maximize value, it’s really with airline price charts.

For each available redemption option, here is the value per Amex MR point:

  • ≈ 2.1¢/pt to UNLIMITED Specific flights in premium cabins with airline award charts
  • ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy class with airline award charts
  • ≈ 1.5¢/pt to 2¢/pt Any flights with the Amex award chart
  • ≈ 1.1¢/pt Any Air Canada flights with the airline’s program
  • ≈ 1.08¢/pt to UNLIMITED Specific hotels with hotel award charts
  • 1¢/pt Any trips on any website
  • 1¢/pt Any trips on the Amex website
  • 1¢/pt Cash back as a statement credit

To illustrate the huge difference more clearly, here is the value of the 60,000 points you’ll have by unlocking the Amex Cobalt Card‘s welcome bonus:

  • ≈ $1260 to UNLIMITED Specific flights in premium cabins with airline award charts
  • ≈ $900 to ≈ $1260 Specific flights in economy class with airline award charts
  • ≈ $900 to $1200 Any flights with the Amex award chart
  • ≈ $660 Any Air Canada flights with the airline’s program
  • ≈ $648 to UNLIMITED Specific hotels with hotel award charts
  • $600 Any trips on any website
  • $600 Any trips on the Amex website
  • $600 Cash back as a statement credit

Here are the best cards for Amex MR points:

Best credit cards for
Amex MR points
Flytrippers Valuation (BONUS)
(≈ 7.8% back on $12k)
Rewards: ≈ $1180
Card fee: $250
Spend required:$12k in 12 mos.
Best for: 72,000 pts + 4 lounge passes and $100 travel credit
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 8.3% back on $9k)
Rewards: ≈ $900
Card fee: $156
Spend required:$9k in 12 mos.
Best for: 60,000 pts + 5X earn rate no increased offer
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 6.5% back on $10k)
Rewards: ≈ $1451
Card fee: $799
Spend required:$10k in 3 mos.
Best for: 110,000 pts + unlimited lounges and $200 travel credit
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 16.5% back on $1k)
Rewards: ≈ $165
Card fee: $0
Spend required:$1k in 3 mos.
Best for: 11,000 pts + no fees but way less value
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 6.9% back on $7.5k)
Rewards: ≈ $713
Card fee: $199
Spend required:$7.5k in 3 mos.
Best for: 47,500 pts + simpler min. spend structure
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 7.5% back on $15k)
Rewards: ≈ $1922
Card fee: $799
Spend required:$15k in 3 mos.
Best for: 168,750 pts + unlimited lounges different min. spend
LUCRATIVE No min. inc.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Amex MR points
American Express Gold Rewards Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1180
Card fee: $250
(≈ 7.8% back on $12k)
Spend required:
$12k in 12 mos.
Best for: 72,000 pts + 4 lounge passes and $100 travel credit
American Express Cobalt Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $900
Card fee: $156
(≈ 8.3% back on $9k)
Spend required:
$9k in 12 mos.
Best for: 60,000 pts + 5X earn rate no increased offer
Platinum Card from American Express
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1451
Card fee: $799
(≈ 6.5% back on $10k)
Spend required:
$10k in 3 mos.
Best for: 110,000 pts + unlimited lounges and $200 travel credit
American Express Green Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $165
Card fee: $0
(≈ 16.5% back on $1k)
Spend required:
$1k in 3 mos.
Best for: 11,000 pts + no fees but way less value
American Express Business Gold Rewards Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $713
Card fee: $199
(≈ 6.9% back on $7.5k)
Spend required:
$7.5k in 3 mos.
Best for: 47,500 pts + simpler min. spend structure
Business Platinum Card from American Express
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1922
Card fee: $799
(≈ 7.5% back on $15k)
Spend required:
$15k in 3 mos.
Best for: 168,750 pts + unlimited lounges different min. spend
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

RBC Avion points

RBC Avion points are the only other transferable bank points and are, therefore, undeniably the 2nd-best bank rewards currency in Canada, as they are the only other bank rewards of the more valuable type. However, they offer fewer options.

For each available redemption option, here is the value per RBC Avion point:

  • ≈ 2.1¢/pt to UNLIMITED Specific flights in premium cabins with airline price charts (Avion cards only)
  • ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy class with airline price charts (Avion cards only)
  • ≈ 1.5¢/pt to 2.3¢/pt Any flights with the RBC Avion price chart (Avion cards only)
  • 2¢/pt Any flights in premium cabins on any website (Visa Infinite Privilege Card only)
  • 1.5¢/pt Any trips on the RBC Avion website (HSBC points converted to RBC only)
  • 1¢/pt Any trips on the RBC Avion website
  • 0.58¢/pt Cash back as a statement credit

Here is the value of the 60,000 points you’ll have by unlocking the RBC Avion Visa Infinite Card‘s welcome bonus:

  • ≈ $1260 to UNLIMITED Specific flights in premium cabins with airline price charts
  • ≈ $900 to ≈ $1260 Specific flights in economy class with airline price charts
  • ≈ $900 to ≈ $1380 Any flights with the RBC Avion price chart
  • $1200 Any flights in premium cabins on any website (if you also get the Visa Infinite Privilege Card)
  • $900 Any trips on the RBC Avion website (if you also had HSBC points converted to RBC)
  • $600 Any trips on the RBC Avion website
  • $348 Cash back as a statement credit

Here are the best cards for RBC Avion points:

Best credit cards
for RBC Avion points
Flytrippers Valuation (BONUS)
(≈ 10.4% back on $5k)
Rewards: ≈ $919
Card fee: $399
Spend required:$5k in 6 mos.
Best for: 60,000 pts + 6 passes for airport lounges
LUCRATIVE 200k/200k
limited time
Flytrippers Valuation (BONUS)
(≈ 15.6% back on $5k)
Rewards: ≈ $900
Card fee: $120
Spend required:$5k in 6 mos.
Best for: 60,000 pts + usually 30% more with transfer bonus
LUCRATIVE 60k/100k
ends June 11th
Flytrippers Valuation (BONUS)
(≈ 15.6% back on $5k)
Rewards: ≈ $900
Card fee: $120
Spend required:$5k in 6 mos.
Best for: 60,000 pts + usually 30% more with transfer bonus
LUCRATIVE No min. inc.
ends June 11th
Flytrippers Valuation (BONUS)
Rewards: ≈ $210
Card fee: $48
Spend required:$0 no min.
spend
Best for: 14,000 pts + usually 30% more with transfer bonus
SIMPLE No min. inc.
ends May 14th
Flytrippers Valuation (BONUS)
Rewards: ≈ $105
Card fee: $0
Spend required:$0 no min.
spend
Best for: 7,000 pts + usually 30% more with transfer bonus
SIMPLE No min. inc.
ends May 14th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for RBC Avion points
LUCRATIVE
200k/200k
Flytrippers Valuation (BONUS)
Rewards: ≈ $919
Card fee: $399
(≈ 10.4% back on $5k)
Spend required:
$5k in 6 mos.
limited time
SEE ALL CARD DETAILS
Best for: 60,000 pts + 6 passes for airport lounges
NEW
RBC Avion Visa Infinite Card
LUCRATIVE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: ≈ $900
Card fee: $120
(≈ 15.6% back on $5k)
Spend required:
$5k in 6 mos.
Best for: 60,000 pts + usually 30% more with transfer bonus
NEW
RBC Avion Visa Platinum Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $900
Card fee: $120
(≈ 15.6% back on $5k)
Spend required:
$5k in 6 mos.
ends June 11th
SEE ALL CARD DETAILS
Best for: 60,000 pts + usually 30% more with transfer bonus
NEW
RBC ION+ Visa Card
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $210
Card fee: $48
Spend required:
$0 no min.
spend
ends May 14th
SEE ALL CARD DETAILS
Best for: 14,000 pts + usually 30% more with transfer bonus
NEW
RBC ION Visa Card
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $105
Card fee: $0
Spend required:
$0 no min.
spend
ends May 14th
SEE ALL CARD DETAILS
Best for: 7,000 pts + usually 30% more with transfer bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Scene+ points

Scene+ points are rewards of the more simple type. The simplest that exist. Among all the rewards like those, that give you absolute flexibility, they are the easiest to earn in large quantities right now.

For each available redemption option, here is the value per Scene+ point:

  • Any trips on any website
  • Any trips on the Scene+ website
  • Merchandise at participating stores
  • ≈ 0.7¢ to 1¢ Gift cards
  • ≈ 0.7¢ Merchandise
  • 0.7¢ Cash back as a statement credit

Here is the value of the 77,500 points you’ll have by unlocking the Scotiabank Gold American Express Card‘s welcome bonus:

  • $775 Any trips on any website
  • $775 Any trips on the Scene+ website
  • $775 Merchandise at participating stores
  • ≈$543 to $775 Gift cards
  • ≈$543 Merchandise
  • $543 Cash back as a statement credit

Here are the best cards for Scene+ points:

Best credit cards for
Scene+ points
Flytrippers Valuation (BONUS)
(8.7% back on $7.5k)
Rewards: $775
Card fee: $120
Spend required:$7.5k in 12 mos. (or $2k)
Best for: 77,500 pts (bonus: 40,000 earn: 37,500)
SIMPLE 12k
ends July 1st
Flytrippers Valuation (BONUS)
(6.0% back on $10k)
Rewards: $1000
Card fee: $399
Spend required:$10k in 14 mos. (or $3k)
Best for: 100,000 pts (bonus: 80,000 earn: 20,000)
SIMPLE 12k
ends October 31st
Flytrippers Valuation (BONUS)
(9.5% back on $2k)
Rewards: $340
Card fee: $150
Spend required:$2k in 3 mos.
Best for: 34,000 pts (bonus: 30,000 earn: 4,000)
SIMPLE 60k/100k
ends July 1st
Flytrippers Valuation (BONUS)
(7.0% back on $1k)
Rewards: $70
Card fee: $0
Spend required:$1k in 3 mos. (or $250)
Best for: 7,000 pts (bonus: 5,000 earn: 2,000)
SIMPLE 12k
ends October 31st
Flytrippers Valuation (BONUS)
(6% back on $1k)
Rewards: $60
Card fee: $0
Spend required:$1k in 3 mos. (or $250)
Best for: 6,000 pts (bonus: 5,000 earn: 1,000)
SIMPLE 12k
ends July 1st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Scene+ points
Scotiabank Gold American Express Card
SIMPLE
12k
Flytrippers Valuation (BONUS)
Rewards: $775
Card fee: $120
(8.7% back on $7.5k)
Spend required:
$7.5k in 12 mos. (or $2k)
ends July 1st
SEE ALL CARD DETAILS
Best for: 77,500 pts (bonus: 40,000 earn: 37,500)
Scotiabank Platinum American Express Card
SIMPLE
12k
Flytrippers Valuation (BONUS)
Rewards: $1000
Card fee: $399
(6.0% back on $10k)
Spend required:
$10k in 14 mos. (or $3k)
ends October 31st
SEE ALL CARD DETAILS
Best for: 100,000 pts (bonus: 80,000 earn: 20,000)
Scotiabank Passport Visa Infinite Card
SIMPLE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: $340
Card fee: $150
(9.5% back on $2k)
Spend required:
$2k in 3 mos.
ends July 1st
SEE ALL CARD DETAILS
Best for: 34,000 pts (bonus: 30,000 earn: 4,000)
Scotiabank American Express Card
SIMPLE
12k
Flytrippers Valuation (BONUS)
Rewards: $70
Card fee: $0
(7.0% back on $1k)
Spend required:
$1k in 3 mos. (or $250)
ends October 31st
SEE ALL CARD DETAILS
Best for: 7,000 pts (bonus: 5,000 earn: 2,000)
Scotiabank Scene+ Visa Card
SIMPLE
12k
Flytrippers Valuation (BONUS)
Rewards: $60
Card fee: $0
(6% back on $1k)
Spend required:
$1k in 3 mos. (or $250)
ends July 1st
SEE ALL CARD DETAILS
Best for: 6,000 pts (bonus: 5,000 earn: 1,000)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

TD Rewards points

TD Rewards points are rewards of the more simple type, but they are slightly less flexible if you want to maximize them. However, they are easy to earn in huge quantities.

For each available redemption option, here is the value per TD Rewards point:

  • 0.5¢ Any trips on the TD website
  • 0.4¢ Any trips on any website
  • 0.33¢ Merchandise on Amazon
  • ≈ 0.33¢ Gift cards
  • ≈ 0.33¢ Merchandise
  • 0.25¢ Cash back as a statement credit

Here is the value of the 165,000 points you’ll have by unlocking the TD First Class Travel Visa Infinite Card‘s current increased welcome bonus:

  • $825 Any trips on the TD website
  • $660 Any trips on any website
  • $545 Merchandise on Amazon
  • ≈ $545 Gift cards
  • ≈ $545 Merchandise
  • $412 Cash back as a statement credit

Here are the best cards for TD Rewards points:

Best credit cards
for TD Rewards points
Flytrippers Valuation (BONUS)
(20.5% back on $5k)
Rewards: $1025
Annual fee: $0 $139
Spend required:$5k in 6 mos.
Best for: 165,000 pts (135,000 with bonus + 30,000 on min. spend) + excellent insurance coverage
SIMPLE 60k/100k
Flytrippers Valuation (BONUS)
(27.3% back on $1k)
Rewards: $273
Annual fee: $0 $89
Spend required:$1k in 3 mos.
Best for: 54,500 pts (50,000 with bonus + 4,500 on min. spend) + excellent insurance coverage
SIMPLE No min. inc.
Flytrippers Valuation (BONUS)
(16.6% back on $500)
Rewards: $83
Annual fee: $0
Spend required:$500 in 3 mos.
Best for: 16,652 pts (15,152 with bonus + 1,500 on min. spend) + no annual fee
SIMPLE No min. inc.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for TD Rewards points
SIMPLE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: $1025
Annual fee: $0 $139
(20.5% back on $5k)
Spend required:
$5k in 6 mos.
Best for: 165,000 pts (135,000 with bonus + 30,000 on min. spend) + excellent insurance coverage
TD Platinum Travel Visa Card (excl. QC)
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $273
Annual fee: $0 $89
(27.3% back on $1k)
Spend required:
$1k in 3 mos.
Best for: 54,500 pts (50,000 with bonus + 4,500 on min. spend) + excellent insurance coverage
TD Rewards Visa Card (excl. QC)
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $83
Annual fee: $0
(16.6% back on $500)
Spend required:
$500 in 3 mos.
Best for: 16,652 pts (15,152 with bonus + 1,500 on min. spend) + no annual fee
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

BMO Rewards points

BMO Rewards points are rewards of the more simple type that are also very flexible, but they’re harder to earn in huge quantities right now.

For each available redemption option, here is the value per BMO Rewards point:

  • 0.67¢ Any trips on any website
  • 0.67¢ Cash back indirectly with the refundable hotel trick
  • 0.67¢ Deposits in a BMO investment account
  • ≈ 0.5¢ Merchandise
  • ≈ 0.5¢ Gift cards
  • 0.33¢ Cash back as a statement credit

Here is the value of the 39,000 points you’ll have by unlocking the BMO eclipse Visa Infinite Card‘s welcome bonus:

  • $360 Any trips on any website
  • $360 Cash back indirectly with the refundable hotel trick
  • $360 Deposits in a BMO investment account
  • ≈ $144 Merchandise
  • ≈ $144 Gift cards
  • $96 Cash back as a statement credit

Here are the best cards for BMO Rewards points:

Best credit cards for
BMO Rewards
Flytrippers Valuation (BONUS)
(7.3% back on $4.5k)
Rewards: $330
Card fee: $0 $150
Spend required:$4.5k in 3 mos.
Best for: 4 passes for lounges & simple points
SIMPLE 80k/150k
Flytrippers Valuation (BONUS)
(12% back on $3k)
Rewards: $360
Card fee: $0 $120
Spend required:$3k in 3 mos.
Best for: Simple points redeemable for any trip
SIMPLE 60k/100k
Flytrippers Valuation (BONUS)
(4.2% back on $6k)
Rewards: $853
Card fee: $599
Spend required:$6k in 6 mos.
Best for: 6 passes for airport lounge
SIMPLE 150k/200k
Flytrippers Valuation (BONUS)
(12.8% back on $1.5k)
Rewards: $192
Card fee: $0
Spend required:$1.5k in 3 mos.
Best for: One of the highest bonuses (no-fee cards)
SIMPLE No min. inc.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
BMO Rewards
BMO Ascend World Elite MasterCard
SIMPLE
80k/150k
Flytrippers Valuation (BONUS)
Rewards: $330
Card fee: $0 $150
(7.3% back on $4.5k)
Spend required:
$4.5k in 3 mos.
Best for: 4 passes for lounges & simple points
BMO eclipse Visa Infinite Card
SIMPLE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: $360
Card fee: $0 $120
(12% back on $3k)
Spend required:
$3k in 3 mos.
Best for: Simple points redeemable for any trip
BMO eclipse Visa Infinite Privilege Card
SIMPLE
150k/200k
Flytrippers Valuation (BONUS)
Rewards: $853
Card fee: $599
(4.2% back on $6k)
Spend required:
$6k in 6 mos.
Best for: 6 passes for airport lounge
BMO eclipse rise Visa Card
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $192
Card fee: $0
(12.8% back on $1.5k)
Spend required:
$1.5k in 3 mos.
Best for: One of the highest bonuses (no-fee cards)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

AIR MILES Miles

AIR MILES Miles used to be great in the past, but they’ve changed and are now rewards of the more simple type. It’s the least simple sub-type, as the value still varies — just not that much. 

For each available redemption option, here is the value per AIR MILES Mile:

  • ≈ 10.5¢ to ≈ 12¢: Any trips on the AIR Miles website (Dream rewards)
  • 10.5¢: Merchandise at many stores with eVouchers (Cash rewards)
  • 10.5¢: Merchandise at in-store partners (Cash rewards)
  • ≈ 8¢: Merchandise on the AIR Miles website (Dream rewards)

Here is the value of the 9,500 Miles you’ll have by unlocking the BMO AIR MILES World Elite MasterCard‘s increased welcome bonus:

  • ≈ $998 to ≈ $1140: Any trips on the AIR Miles website (Dream rewards)
  • $998: Merchandise at many stores with eVouchers (Cash rewards)
  • $998: Merchandise at in-store partners (Cash rewards)
  • ≈ $760: Merchandise on the AIR Miles website (Dream rewards)

Here are the best cards for AIR MILES Miles:

Best BMO credit cards for
AIR MILES Rewards
Flytrippers Valuation (BONUS)
(≈ 5.0% back on $20k)
Rewards: ≈ $998
Card fee: $0 $120
Spend required:$20k in 12 mos. (or $4.5k/$10k)
Best for: 9,500 Miles with welcome bonus & AM elite status
SIMPLE 80k/150k
ends June 1st
Flytrippers Valuation (BONUS)
(≈ 9.3% back on $1.5k)
Rewards: ≈ $139
Card fee: $0
Spend required:$1.5k in 110 days
Best for: 1320 Miles with welcome bonus & Dream/Cash conversions
SIMPLE 15k
ends June 1st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best BMO credit cards for
AIR MILES Rewards
SIMPLE
80k/150k
Flytrippers Valuation (BONUS)
Rewards: ≈ $998
Card fee: $0 $120
(≈ 5.0% back on $20k)
Spend required:
$20k in 12 mos. (or $4.5k/$10k)
ends June 1st
SEE ALL CARD DETAILS
Best for: 9,500 Miles with welcome bonus & AM elite status
SIMPLE
15k
Flytrippers Valuation (BONUS)
Rewards: ≈ $139
Card fee: $0
(≈ 9.3% back on $1.5k)
Spend required:
$1.5k in 110 days
ends June 1st
SEE ALL CARD DETAILS
Best for: 1320 Miles with welcome bonus & Dream/Cash conversions
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

MBNA Rewards points

MBNA Rewards points are of the more simple type and are not easy to get in huge quantities. So they aren’t particularly interesting. But they can still be a great addition to many travelers’ strategy.

For each available redemption option, here is the value per MBNA Rewards point:

Here is the actual value of the 40,000 points you’ll have by unlocking the MBNA Rewards World Elite Mastercard‘s welcome bonus (bonus is lower for Québec residents):

Here are the best cards for MBNA Rewards points:

Best credit cards for
MBNA Rewards
Flytrippers Valuation (BONUS)
(14.0% back on $2k)
Rewards: $400
Card fee: $120
Spend required:$2k in 3 mos. (see QC offer)
Best for: 40,000 pts & excellent 5X earn rate
SIMPLE 80k/150k
Flytrippers Valuation (BONUS)
(24% back on $500)
Rewards: $120
Card fee: $0
Spend required:$500 in 3 mos.
Best for: More lucrative airline points (coming in 2024)
SIMPLE No min. inc.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
MBNA Rewards
MBNA Rewards World Elite Mastercard (non-QC)
SIMPLE
80k/150k
Flytrippers Valuation (BONUS)
Rewards: $400
Card fee: $120
(14.0% back on $2k)
Spend required:
$2k in 3 mos. (see QC offer)
Best for: 40,000 pts & excellent 5X earn rate
MBNA Rewards Platinum Plus Mastercard (non-QC)
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $120
Card fee: $0
(24% back on $500)
Spend required:
$500 in 3 mos.
Best for: More lucrative airline points (coming in 2024)
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Cash back (any bank)

Cash back rewards are objectively the worst that exist if you want to maximize value. They really mostly exist for those who don’t like to travel (believe it or not, there are many such people). If you like to travel, you should stay far away from cash back. Even if you like things to be simple, at least focus on travel rewards of the more simple type.

For the only available redemption option, here is the value for all cash back rewards:

  • 1% = 1¢ Cash back as a statement credit

Here are the best cards for cash back rewards:

Best credit cards
for cash back
Flytrippers Valuation (BONUS)
(10% back on $3.5k)
Rewards: $350
Annual fee: $0 $139
Spend required:$3.5k in 3 mos.
Best for: 3% on groceries, gas, bills (1% elsewhere)
💲SIMPLE 60k/100k
Flytrippers Valuation (BONUS)
(10% back on $2.3k)
Rewards: $230
Card fee: $0 $120
Spend required:$2.3k in 3 mos. (categories)
Best for: 5% (with monthly cap) on groceries (1-4% elsewhere)
💲SIMPLE 80k/150k
ends June 1st
Flytrippers Valuation (BONUS)
(10% back on $2k)
Rewards: $200
Card fee: $0 $120
Spend required:$2k in 3 mos.
Best for: 4% on groceries (1-2% elsewhere)
💲SIMPLE 60k/100k
ends June 30th
Flytrippers Valuation (BONUS)
Rewards: $60
Card fee: $0
Spend required:6 Rogers payments
& 1 tap payment
Best for: 3% everywhere if you redeem for Rogers, Shaw, or Fido
SIMPLE No min. inc.
Flytrippers Valuation (BONUS)
(4% back on $2k)
Rewards: $200
Card fee: $120
Spend required:$2k in 3 mos.
Best for: 4% on groceries/gas (2% elsewhere)
SIMPLE No min. inc.
Flytrippers Valuation (BONUS)
(5% back on $2k)
Rewards: $100
Card fee: $0
Spend required:$2k in 3 mos.
Best for: 2% on groceries/gas (1.25% elsewhere)
SIMPLE No min. inc.
Flytrippers Valuation (BONUS)
(12% back on $1k)
Rewards: $120
Card fee: $0
Spend required:$1k in 2 mos.
Best for: 2% choice of 3 categories
SIMPLE 50k/80k
ends August 31st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for cash back
💲SIMPLE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: $350
Annual fee: $0 $139
(10% back on $3.5k)
Spend required:
$3.5k in 3 mos.
Best for: 3% on groceries, gas, bills (1% elsewhere)
BMO CashBack World Elite Mastercard
💲SIMPLE
80k/150k
Flytrippers Valuation (BONUS)
Rewards: $230
Card fee: $0 $120
(10% back on $2.3k)
Spend required:
$2.3k in 3 mos. (categories)
ends June 1st
SEE ALL CARD DETAILS
Best for: 5% (with monthly cap) on groceries (1-4% elsewhere)
Scotia Momentum Visa Infinite Card
💲SIMPLE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: $200
Card fee: $0 $120
(10% back on $2k)
Spend required:
$2k in 3 mos.
ends June 30th
SEE ALL CARD DETAILS
Best for: 4% on groceries (1-2% elsewhere)
Rogers Red Mastercard
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $60
Card fee: $0
Spend required:
6 Rogers payments
& 1 tap payment
Best for: 3% everywhere if you redeem for Rogers, Shaw, or Fido
SimplyCash Preferred Card from American Express
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $200
Card fee: $120
(4% back on $2k)
Spend required:
$2k in 3 mos.
Best for: 4% on groceries/gas (2% elsewhere)
SimplyCash Card from American Express
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $100
Card fee: $0
(5% back on $2k)
Spend required:
$2k in 3 mos.
Best for: 2% on groceries/gas (1.25% elsewhere)
Tangerine World Mastercard
SIMPLE
50k/80k
Flytrippers Valuation (BONUS)
Rewards: $120
Card fee: $0
(12% back on $1k)
Spend required:
$1k in 2 mos.
ends August 31st
SEE ALL CARD DETAILS
Best for: 2% choice of 3 categories
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Airline rewards — Redemption options

Here are the 4 most popular airline rewards programs.

 

Air Canada Aeroplan points

Aeroplan points are by far the best airline rewards for Canadian travelers because they can offer both types of redemptions. And for the more lucrative type, Aeroplan is the easiest airline program to maximize, with more flight options. You can read the basics of Aeroplan while you await our revamped ultimate guide.

For each available redemption option, here is the value per Aeroplan point:

  • ≈ 2.1¢/pt to UNLIMITED Specific flights in premium cabins (partners and Air Canada)
  • ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy class (partners and Air Canada)
  • ≈ 1.1¢/pt Any flights on Air Canada
  • ≈ 1¢/pt Taxes on reward flights
  • ≈ 1¢/pt Seat upgrades
  • ≈ 1¢/pt In-flight Wi-Fi
  • ≈ 1¢/pt Vacation packages
  • ≈ 1¢/pt Hotels
  • ≈ 0.65¢/pt Rental cars and activities
  • ≈ 0.65¢/pt Merchandise and gift cards

Here is the value of the 52,000 points you’ll have by unlocking the TD Aeroplan Visa Infinite Card‘s welcome bonus:

  • ≈ $1092 to UNLIMITED Specific flights in premium cabins (partners and Air Canada)
  • ≈ $780 to ≈ $1092 Specific flights in economy class (partners and Air Canada)
  • ≈ $572 Any flight on Air Canada
  • ≈ $520 Taxes on reward flights
  • ≈ $520 Seat upgrades
  • ≈ $520 In-flight Wi-Fi
  • ≈ $520 Vacation packages
  • ≈ $520 Hotels
  • ≈ $338 Rental cars and activities
  • ≈ $338 Merchandise and gift cards

Here are the best cards for Aeroplan points:

Best credit cards for
Aeroplan points
Flytrippers Valuation (BONUS)
(≈ 5.9% back on $7.5k)
Rewards: ≈ $1041
Card fee: $599
Spend required:$7.5k in 3 mos.
Best for: 69,375 pts + unlimited AC lounges & other AC benefits
LUCRATIVE No min. inc.
ends August 18th
Flytrippers Valuation (BONUS)
(≈ 8.3% back on $9k)
Rewards: ≈ $900
Card fee: $156
Spend required:$9k in 12 mos.
Best for: 60,000 pts + 5X the points best card in Canada
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 5.3% back on $12k)
Rewards: ≈ $641
Annual fee: $0 $139
Spend required:$12k in 12 mos. (incl. $7.5k in 180 days)
Best for: 40k pts with bonus (52,000 pts total) 40k + 12k on min. spend
LUCRATIVE 60k/100k
Flytrippers Valuation (BONUS)
(≈ 14.0% back on $3k)
Rewards: ≈ $540
Card fee: $120
Spend required:$3k in 3 mos. + $1k
Best for: 44,000 pts + a free bag on Air Canada
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 6.5% back on $10k)
Rewards: ≈ $1451
Card fee: $799
Spend required:$10k in 3 mos.
Best for: 110,000 pts + unlimited PP lounges and $200 travel credit
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 7.8% back on $12k)
Rewards: ≈ $1180
Card fee: $250
Spend required:$12k in 12 mos.
Best for: 72,000 pts + 4 lounges and $100 travel credit
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 2.2% back on $24k)
Rewards: ≈ $1126
Annual fee: $599
Spend required:$24k in 12 mos. (or $12k)
Best for: 85k pts with bonus (115,000 pts total) 85k + 30k on min. spend
LUCRATIVE 150k/200k
Flytrippers Valuation (BONUS)
(≈ 31.5% back on $1k)
Rewards: ≈ $315
Annual fee: $0 $89
Spend required:$1k in 3 mos.
Best for: 20k pts with bonus (21,000 pts total) 20k + 1k on min. spend
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 6.9% back on $7.5k)
Rewards: ≈ $713
Card fee: $199
Spend required:$7.5k in 3 mos.
Best for: 47,500 pts + simpler min. spend structure
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 16.5% back on $1k)
Rewards: ≈ $165
Card fee: $0
Spend required:$1k in 3 mos.
Best for: 11,000 pts + no fees but way less value
LUCRATIVE No min. inc.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Aeroplan points
American Express Aeroplan Reserve Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1041
Card fee: $599
(≈ 5.9% back on $7.5k)
Spend required:
$7.5k in 3 mos.
ends August 18th
SEE ALL CARD DETAILS
Best for: 69,375 pts + unlimited AC lounges & other AC benefits
American Express Cobalt Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $900
Card fee: $156
(≈ 8.3% back on $9k)
Spend required:
$9k in 12 mos.
Best for: 60,000 pts + 5X the points best card in Canada
TD Aeroplan Visa Infinite Card
LUCRATIVE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: ≈ $641
Annual fee: $0 $139
(≈ 5.3% back on $12k)
Spend required:
$12k in 12 mos. (incl. $7.5k in 180 days)
Best for: 40k pts with bonus (52,000 pts total) 40k + 12k on min. spend
American Express Aeroplan Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $540
Card fee: $120
(≈ 14.0% back on $3k)
Spend required:
$3k in 3 mos. + $1k
Best for: 44,000 pts + a free bag on Air Canada
Platinum Card from American Express
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1451
Card fee: $799
(≈ 6.5% back on $10k)
Spend required:
$10k in 3 mos.
Best for: 110,000 pts + unlimited PP lounges and $200 travel credit
American Express Gold Rewards Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1180
Card fee: $250
(≈ 7.8% back on $12k)
Spend required:
$12k in 12 mos.
Best for: 72,000 pts + 4 lounges and $100 travel credit
NEW
TD Aeroplan Visa Infinite Privilege Card (excl. QC)
LUCRATIVE
150k/200k
Flytrippers Valuation (BONUS)
Rewards: ≈ $1126
Annual fee: $599
(≈ 2.2% back on $24k)
Spend required:
$24k in 12 mos. (or $12k)
Best for: 85k pts with bonus (115,000 pts total) 85k + 30k on min. spend
TD Aeroplan Visa Platinum Card (excl. QC)
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $315
Annual fee: $0 $89
(≈ 31.5% back on $1k)
Spend required:
$1k in 3 mos.
Best for: 20k pts with bonus (21,000 pts total) 20k + 1k on min. spend
American Express Business Gold Rewards Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $713
Card fee: $199
(≈ 6.9% back on $7.5k)
Spend required:
$7.5k in 3 mos.
Best for: 47,500 pts + simpler min. spend structure
American Express Green Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $165
Card fee: $0
(≈ 16.5% back on $1k)
Spend required:
$1k in 3 mos.
Best for: 11,000 pts + no fees but way less value
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

British Airways Avios points

Avios points are by far the 2nd-best airline rewards for Canadian travelers, but they offer way fewer options and require you to be a lot more flexible. 

For each available redemption option, here is the value per Avios point:

  • ≈ 2.1¢/pt to UNLIMITED Specific flights in premium cabins (partners and British Airways)
  • ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy class (partners and British Airways)

Here is the value of the 60,000 points you’ll have by unlocking the Amex Cobalt Card‘s welcome bonus (and transferring them):

  • ≈ $1260 to UNLIMITED Specific flights in premium cabins (partners and British Airways)
  • ≈ $900 to ≈ $1260 Specific flights in economy class (partners and British Airways)

Here are the best cards for Avios points:

Best credit cards
for Avios points
Flytrippers Valuation (BONUS)
(≈ 7.8% back on $12k)
Rewards: ≈ $1180
Card fee: $250
Spend required:$12k in 12 mos.
Best for: 72,000 pts + 4 lounge passes and $100 travel credit
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 6.9% back on $7.5k)
Rewards: ≈ $713
Card fee: $199
Spend required:$7.5k in 3 mos.
Best for: 47,500 pts + quicker unlocking of pts
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 15.6% back on $5k)
Rewards: ≈ $900
Card fee: $120
Spend required:$5k in 6 mos.
Best for: 60,000 pts + wider acceptance than Amex
LUCRATIVE 60k/100k
ends June 11th
Flytrippers Valuation (BONUS)
(≈ 10.4% back on $5k)
Rewards: ≈ $919
Card fee: $399
Spend required:$5k in 6 mos.
Best for: 60,000 pts + 6 passes for airport lounges
LUCRATIVE 200k/200k
limited time
Flytrippers Valuation (BONUS)
(≈ 8.3% back on $9k)
Rewards: ≈ $900
Card fee: $156
Spend required:$9k in 12 mos.
Best for: 60,000 pts + 5X the points best card in Canada
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 6.5% back on $10k)
Rewards: ≈ $1451
Card fee: $799
Spend required:$10k in 3 mos.
Best for: 110,000 pts + unlimited lounges and $200 travel credit
LUCRATIVE No min. inc.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for Avios points
American Express Gold Rewards Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1180
Card fee: $250
(≈ 7.8% back on $12k)
Spend required:
$12k in 12 mos.
Best for: 72,000 pts + 4 lounge passes and $100 travel credit
American Express Business Gold Rewards Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $713
Card fee: $199
(≈ 6.9% back on $7.5k)
Spend required:
$7.5k in 3 mos.
Best for: 47,500 pts + quicker unlocking of pts
NEW
RBC Avion Visa Infinite Card
LUCRATIVE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: ≈ $900
Card fee: $120
(≈ 15.6% back on $5k)
Spend required:
$5k in 6 mos.
Best for: 60,000 pts + wider acceptance than Amex
RBC Avion Visa Infinite Privilege Card
LUCRATIVE
200k/200k
Flytrippers Valuation (BONUS)
Rewards: ≈ $919
Card fee: $399
(≈ 10.4% back on $5k)
Spend required:
$5k in 6 mos.
limited time
SEE ALL CARD DETAILS
Best for: 60,000 pts + 6 passes for airport lounges
American Express Cobalt Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $900
Card fee: $156
(≈ 8.3% back on $9k)
Spend required:
$9k in 12 mos.
Best for: 60,000 pts + 5X the points best card in Canada
Platinum Card from American Express
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1451
Card fee: $799
(≈ 6.5% back on $10k)
Spend required:
$10k in 3 mos.
Best for: 110,000 pts + unlimited lounges and $200 travel credit
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

VIPorter points

VIPorter points are rewards Canadians can now include in their strategy, but they’re not quite like **traditional** airline points. The value cannot be as high (no good business class redemptions, unlike the 3 previous ones) and not many partner airlines, but the new card offers are wildly generous.

For each available redemption option, here is the value per VIPorter point:

  • ≈ 1.5¢/pt Any flights in economy class (Porter)
  • ≈ 1.5¢/pt Specific flights in economy class (partners like Air Transat)

Here is the value of the 106,000 points you’ll have by unlocking the new BMO VIPorter World Elite Mastercard‘s welcome bonus:

  • ≈ $1590 Any flights in economy class (Porter)
  • ≈ $1590 Specific flights in economy class (partners like Air Transat)

Here are the best cards for VIPorter points:

New BMO VIPorter
credit cards
Flytrippers Valuation (BONUS)
(≈ 8.8% back on $18k)
Rewards: ≈ $1590
Card fee: $0 $199
Spend required:$18k in 12 mos. (or $5k/$9k)
Best for: Huge bonus & great travel benefits
SIMPLE 80k/150k
limited time
Flytrippers Valuation (BONUS)
(≈ 7.5% back on $10k)
Rewards: ≈ $750
Card fee: $0 $89
Spend required:$10k in 12 mos. (or $3k/$6k)
Best for: Great bonus & lower spending requirement
SIMPLE No min. inc.
limited time
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
New BMO VIPorter
credit cards
BMO VIPorter World Elite Mastercard
SIMPLE
80k/150k
Flytrippers Valuation (BONUS)
Rewards: ≈ $1590
Card fee: $0 $199
(≈ 8.8% back on $18k)
Spend required:
$18k in 12 mos. (or $5k/$9k)
limited time
SEE ALL CARD DETAILS
Best for: Huge bonus & great travel benefits
BMO VIPorter Mastercard
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $750
Card fee: $0 $89
(≈ 7.5% back on $10k)
Spend required:
$10k in 12 mos. (or $3k/$6k)
limited time
SEE ALL CARD DETAILS
Best for: Great bonus & lower spending requirement
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

WestJet points (formerly WestJet dollars)

WestJet points are airline rewards of the more simple type, with a fixed value.

For the main redemption option, here is the value per WestJet dollar:

  • $1/WestJet dollar Any flights on the WestJet website

Here is the value of the 525 WestJet dollars you’ll have by unlocking the WestJet RBC World Elite Mastercard‘s welcome bonus:

  • $525 Any flights on the WestJet website

Here are the best cards for WestJet dollars:

Best credit cards for WestJet dollars
Flytrippers Valuation (BONUS)
(8.1% back on $5k)
Rewards: $525
Card fee: $119
Spend required:$5k in 3 mos.
Best for: 525 WestJet dollars by unlocking bonus & free bag + BOGO/lounge
SIMPLE 80k/150k
ends May 28th
Flytrippers Valuation (BONUS)
(7.1% back on $1k)
Rewards: $110
Card fee: $39
Spend required:$1k in 3 mos.
Best for: 110 WestJet dollars by unlocking bonus & Buy One Get One ticket
SIMPLE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 4.3% back on $5k)
Rewards: ≈ $613
Card fee: $399
Spend required:$5k in 6 mos.
Best for: 613 WestJet dollars by unlocking bonus or more valuable uses
LUCRATIVE 200k/200k
limited time
Flytrippers Valuation (BONUS)
(≈ 9.6% back on $5k)
Rewards: ≈ $600
Card fee: $120
Spend required:$5k in 6 mos.
Best for: 600 WestJet dollars by unlocking bonus after welcome bonus
LUCRATIVE 60k/100k
ends June 11th
Flytrippers Valuation (BONUS)
(≈ 9.6% back on $5k)
Rewards: ≈ $600
Card fee: $120
Spend required:$5k in 6 mos.
Best for: 600 WestJet dollars by unlocking bonus after welcome bonus
LUCRATIVE No min. inc.
ends June 11th
Flytrippers Valuation (BONUS)
(7.4% back on $500)
Rewards: $85
Card fee: $48
Spend required:$500 in 3 mos.
Best for: 85 WestJet dollars by unlocking bonus or more valuable uses
SIMPLE No min. inc.
ends May 14th
Flytrippers Valuation (BONUS)
Rewards: $35
Card fee: $0
Spend required:$0 no min. spend
Best for: 35 WestJet dollars by unlocking bonus or more valuable uses
SIMPLE No min. inc.
ends May 14th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for WestJet dollars
WestJet RBC World Elite Mastercard
SIMPLE
80k/150k
Flytrippers Valuation (BONUS)
Rewards: $525
Card fee: $119
(8.1% back on $5k)
Spend required:
$5k in 3 mos.
ends May 28th
SEE ALL CARD DETAILS
Best for: 525 WestJet dollars by unlocking bonus & free bag + BOGO/lounge
WestJet RBC Mastercard
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $110
Card fee: $39
(7.1% back on $1k)
Spend required:
$1k in 3 mos.
Best for: 110 WestJet dollars by unlocking bonus & Buy One Get One ticket
RBC Avion Visa Infinite Privilege Card
LUCRATIVE
200k/200k
Flytrippers Valuation (BONUS)
Rewards: ≈ $613
Card fee: $399
(≈ 4.3% back on $5k)
Spend required:
$5k in 6 mos.
limited time
SEE ALL CARD DETAILS
Best for: 613 WestJet dollars by unlocking bonus or more valuable uses
NEW
RBC Avion Visa Infinite Card
LUCRATIVE
60k/100k
Flytrippers Valuation (BONUS)
Rewards: ≈ $600
Card fee: $120
(≈ 9.6% back on $5k)
Spend required:
$5k in 6 mos.
Best for: 600 WestJet dollars by unlocking bonus after welcome bonus
RBC Avion Visa Platinum Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $600
Card fee: $120
(≈ 9.6% back on $5k)
Spend required:
$5k in 6 mos.
ends June 11th
SEE ALL CARD DETAILS
Best for: 600 WestJet dollars by unlocking bonus after welcome bonus
RBC ION+ Visa Card
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $85
Card fee: $48
(7.4% back on $500)
Spend required:
$500 in 3 mos.
ends May 14th
SEE ALL CARD DETAILS
Best for: 85 WestJet dollars by unlocking bonus or more valuable uses
RBC ION Visa Card
SIMPLE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: $35
Card fee: $0
Spend required:
$0 no min. spend
ends May 14th
SEE ALL CARD DETAILS
Best for: 35 WestJet dollars by unlocking bonus or more valuable uses
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Hotel rewards — Redemption options

Here is the most popular hotel rewards program.

 

Marriott Bonvoy points

Marriott Bonvoy points are by far the best hotel rewards in Canada. We just published how Marriott Bonvoy points work as a blueprint for all the other rewards programs, please let us know in the comments if there’s anything missing in that intro post!

For each available redemption option, here is the value per Marriott Bonvoy point:

  • ≈ 0.9¢ to UNLIMITED Hotel nights at the 30+ Marriott brands
  • ≈ 0.8¢ Nights in private lodging rentals with Homes & Villas by Marriott Bonvoy
  • ≈ 0.8¢ Unique experiences with Marriott Bonvoy Moments
  • ≈ 0.6¢ Specific flights booked via transfers to airline programs
  • ≈ 0.5¢ Flights and car rentals through Marriott
  • ≈ 0.4¢ Gift cards
  • ≈ 0.3¢ Merchandise

Here is the value of the 53,000 points you get by unlocking the Marriott Bonvoy Amex Card‘s welcome bonus:

  • ≈ $477 to UNLIMITED Hotel nights at the 30+ Marriott brands
  • ≈ $424 Nights in private lodging with Homes & Villas by Marriott Bonvoy
  • ≈ $424 Unique experiences with Marriott Bonvoy Moments
  • ≈ $334 Specific flights booked via transfers to airline programs
  • ≈ $265 Flights and car rentals through Marriott
  • ≈ $212 Gift cards
  • ≈ $159 Merchandise

Here are the best cards for Marriott Bonvoy points:

Best credit cards for
Marriott points
Flytrippers Valuation (BONUS)
(≈ 28.3% back on $3k)
Rewards: ≈ $969
Card fee: $120
Spend required:$3k in 3 mos.
Best for: 86,000 pts after welcome bonus
LUCRATIVE No min. inc.
ends August 18th
Flytrippers Valuation (BONUS)
(≈ 15.6% back on $6k)
Rewards: ≈ $1083
Card fee: $150
Spend required:$6k in 3 mos.
Best for: 102,000 pts after welcome bonus
LUCRATIVE No min. inc.
ends August 18th
Flytrippers Valuation (BONUS)
(≈ 5.2% back on $12k)
Rewards: ≈ $878
Card fee: $250
Spend required:$12k in 12 mos.
Best for: 86,400 pts after welcome bonus
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 5.5% back on $9k)
Rewards: ≈ $648
Card fee: $156
Spend required:$9k in 12 mos.
Best for: 72,000 pts after welcome bonus
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ -0.1% back on $10k)
Rewards: ≈ $791
Card fee: $799
Spend required:$10k in 3 mos.
Best for: 132,000 pts after welcome bonus
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 6.9% back on $7.5k)
Rewards: ≈ $713
Card fee: $199
Spend required:$7.5k in 3 mos.
Best for: 57,000 pts after welcome bonus
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 5.6% back on $15k)
Rewards: ≈ $1639
Card fee: $799
Spend required:$15k in 3 mos.
Best for: 166,500 pts after welcome bonus
LUCRATIVE No min. inc.
Flytrippers Valuation (BONUS)
(≈ 11.9% back on $1k)
Rewards: ≈ $119
Card fee: $0
Spend required:$1k in 3 mos.
Best for: 13,200 pts after welcome bonus
LUCRATIVE No min. inc.
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Marriott points
NEW
Marriott Bonvoy American Express Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $969
Card fee: $120
(≈ 28.3% back on $3k)
Spend required:
$3k in 3 mos.
ends August 18th
SEE ALL CARD DETAILS
Best for: 86,000 pts after welcome bonus
NEW
Marriott Bonvoy Business American Express Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1083
Card fee: $150
(≈ 15.6% back on $6k)
Spend required:
$6k in 3 mos.
ends August 18th
SEE ALL CARD DETAILS
Best for: 102,000 pts after welcome bonus
American Express Gold Rewards Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $878
Card fee: $250
(≈ 5.2% back on $12k)
Spend required:
$12k in 12 mos.
Best for: 86,400 pts after welcome bonus
American Express Cobalt Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $648
Card fee: $156
(≈ 5.5% back on $9k)
Spend required:
$9k in 12 mos.
Best for: 72,000 pts after welcome bonus
Platinum Card from American Express
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $791
Card fee: $799
(≈ -0.1% back on $10k)
Spend required:
$10k in 3 mos.
Best for: 132,000 pts after welcome bonus
American Express Business Gold Rewards Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $713
Card fee: $199
(≈ 6.9% back on $7.5k)
Spend required:
$7.5k in 3 mos.
Best for: 57,000 pts after welcome bonus
Business Platinum Card from American Express
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $1639
Card fee: $799
(≈ 5.6% back on $15k)
Spend required:
$15k in 3 mos.
Best for: 166,500 pts after welcome bonus
American Express Green Card
LUCRATIVE
No min. inc.
Flytrippers Valuation (BONUS)
Rewards: ≈ $119
Card fee: $0
(≈ 11.9% back on $1k)
Spend required:
$1k in 3 mos.
Best for: 13,200 pts after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Learning how to travel for less

Join over 100,000 savvy Canadian travelers who already receive Flytrippers’ free newsletter so we can help you travel for less — including thanks to the wonderful world of travel rewards!

Sign up for our travel rewards newsletter

 

Summary

All rewards programs offer many different redemption options, and these are those available for the best rewards programs for Canadian travelers. We’ll have a lot more content to explain each program and each type of redemption option very soon.

 

What would you like to know about the redemption options for travel rewards programs? Tell us in the comments below.

 

See the flight deals we spot: Cheap flights

Discover free travel with rewards: Travel rewards

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

 

Featured image: Bovilla Reservoir, Albania (photo credit: Drini Teta)

 

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Andrew D'Amours

Andrew is the co-founder of Flytrippers. He is passionate about traveling the world but also, as a former management consultant, about the travel industry itself. He shares his experiences to help you save money on travel. As a very cost-conscious traveler, he loves finding deals and getting free travel thanks to travel rewards points... to help him visit every country in the world (current count: 71/193 Countries, 47/50 US States & 9/10 Canadian Provinces).

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