You are currently viewing All your redemption options for the most important travel rewards programs: introduction

With our new Flytrippers team members, we’re revamping our entire travel rewards section to make it the best possible. In the meantime, one of the most frequently asked questions that isn’t in our summary infographic that has all the basic answers is about the different redemption options for every travel rewards program.

So I present you this very important teaser on how to use the rewards from the 12 best most popular programs. And the value each option gives you most importantly, that’s what’s most important.

This information has always been on our Flytrippers resource page for most cards, but now it’s all here in 1 place to be more practical. Making everything easier to find and browse for you will be at the center of our new improved rewards section.

We’ll soon have a ton of more detailed content about each program — and free webinars — but this is an excellent and useful primer in the meantime. Sign up for our free newsletter specifically for travel rewards to receive everything, including plenty of videos.

Here are all your redemption options for the most important travel rewards programs (with more programs to come in the next update).

 

Basics of travel rewards redemption options

If you like to travel, Flytrippers highly recommends earning as many rewards as you can… it’s so easy to earn them.

As for using them, it can be really easy too, if you focus on rewards of the more simple type. You’ll still get a ton of free travel. But if you want to get a lot more value, learn how to maximize rewards of the more lucrative type by using them well — we’ll help you.

I very strongly encourage you to read our other new teaser guide with the basics of how all the main sub-types of travel rewards redemption options actually work, to help you better understand all the different options below. Especially if you want to maximize your value with rewards of the more lucrative type.

 

Bank rewards — Redemption options

Here are the 8 most popular bank rewards programs (unfortunately including cash back, at the end).

 

American Express Membership Rewards points

Amex Membership Rewards points are by far the best bank rewards currency in Canada because they’re transferable to more airline rewards programs… and airline points are rewards of the more lucrative type. If you want to maximize value, it’s really with airline price charts.

For each available redemption option, here is the value per Amex MR point:

  • ≈ 2.1¢/pt to UNLIMITED Specific flights in premium cabins with airline price charts
  • ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy class with airline price charts
  • ≈ 1.5¢/pt to 2¢/pt Any flights with the Amex price chart
  • ≈ 1.08¢/pt to UNLIMITED Specific hotels with hotel price charts
  • 1¢/pt Any trips on any site
  • 1¢/pt Any trips on the Amex site
  • 1¢/pt Cash back as a statement credit

To illustrate the huge difference more clearly, here is the value of the 60,000 points you’ll have by unlocking the Amex Cobalt Card‘s welcome bonus:

  • ≈ $1260 to UNLIMITED Specific flights in premium cabins with airline price charts
  • ≈ $900 to ≈ $1260 Specific flights in economy class with airline price charts
  • ≈ $900 to $1200 Any flights with the Amex price chart
  • ≈ $648 to UNLIMITED Specific hotels with hotel price charts
  • $600 Any trips on any website
  • $600 Any trips on the Amex website
  • $600 Cash back as a statement credit

Here are the best cards for Amex MR points:

Best credit cards for
Amex MR points
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/mo for 12 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Best for: 72,000 pts
+ 4 lounge passes
and $100 travel credit
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/mo for 12 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Best for: 60,000 pts
+ 5X earn rate
no increased offer
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Best for: 80,000 pts
+ unlimited lounges
and $200 travel credit
American Express® Green Card
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $165
Card fee: $0
Best for: 11,000 pts
+ no fees
but way less value
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $1125
Card fee: $199
Best for: 75,000 pts
+ simpler
min. spend structure
American Express Business Edge Card
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $750
Card fee: $99
Best for: 50,000 pts
+ 3X earn rate
no increased offer
Business Platinum Card® from American Express
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1801
Card fee: $799
Best for: 98,750 pts
+ unlimited lounges
different min. spend
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Amex MR points
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/mo for 12 mos.
Rewards: ≈ $1180
Card fee: $250
72,000 pts
+ 4 lounge passes
and $100 travel credit
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/mo for 12 mos.
Rewards: ≈ $900
Card fee: $156
60,000 pts
+ 5X earn rate
no increased offer
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 mos.
Rewards: ≈ $1600
Card fee: $799
80,000 pts
+ unlimited lounges
and $200 travel credit
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $165
Card fee: $0
11,000 pts
+ no fees
but way less value
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $1125
Card fee: $199
75,000 pts
+ simpler
min. spend structure
limited time
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $750
Card fee: $99
50,000 pts
+ 3X earn rate
no increased offer
limited time
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
98,750 pts
+ unlimited lounges
different min. spend
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

RBC Avion points

RBC Avion points are the only other transferable bank points and are, therefore, undeniably the 2nd-best bank rewards currency in Canada, as they are the only other bank rewards of the more valuable type. However, they offer fewer options.

For each available redemption option, here is the value per RBC Avion point:

  • ≈ 2.1¢/pt to UNLIMITED Specific flights in premium cabins with airline price charts (Avion cards only)
  • ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy class with airline price charts (Avion cards only)
  • ≈ 1.5¢/pt to 2.3¢/pt Any flights with the RBC Avion price chart (Avion cards only)
  • 2¢/pt Any flights in premium cabins on any site (Visa Infinite Privilege Card only)
  • 1.5¢/pt Any trips on the RBC Avion website (HSBC points converted to RBC only)
  • 1¢/pt Any trips on the RBC Avion website
  • 0.58¢/pt Cash back as a statement credit

Here is the value of the 35,000 points you’ll have by unlocking the RBC Avion Visa Infinite Card‘s welcome bonus:

  • ≈ $735 to UNLIMITED Specific flights in premium cabins with airline price charts
  • ≈ $525 to ≈ $735 Specific flights in economy class with airline price charts
  • ≈ $525 to ≈ $805 Any flights with the RBC Avion price chart
  • $700 Any flights in premium cabins on any site (if you also get the Visa Infinite Privilege Card)
  • $525 Any trips on the RBC Avion website (if you also had HSBC points converted to RBC)
  • $350 Any trips on the RBC Avion website
  • $203 Cash back as a statement credit

Here are the best cards for RBC Avion points:

Best credit cards
for RBC Avion points
NEW
RBC Avion Visa Infinite Privilege Card
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 25th
Rewards: ≈ $919
Card fee: $399
Avios points: Lucrative pts
and 6 passes for
VIP airport lounges
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)

 apply now
Rewards: ≈ $525
Card fee: $120
Avios points: Versatile rewards
valuable or simple
great if you're flexible
RBC Avion Visa Platinum Card
RBC Avion Visa Platinum Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $525
Card fee: $120
Avios points: Inferior card only
for those not
eligible for the one above
RBC ION+ Visa Card
RBC ION+ Visa Card
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $128
Card fee: $48
Avios points: Lower fee
& good multiplier
earn rates
RBC ION Visa Card
RBC ION Visa Card
Min. income (card):
Min. spend (bonus): no minimum spend
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $53
Card fee: $0
Avios points: No annual fee
& wider acceptance
than Amex
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for RBC Avion points
WELCOME BONUS
(Flytrippers VALUATION)
Avios
points
NEW
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $919
Card fee: $399
Lucrative pts
and 6 passes for
VIP airport lounges
ends November 25th
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $525
Card fee: $120
Versatile rewards
valuable or simple
great if you're flexible

 apply now
RBC Avion Visa Platinum Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $525
Card fee: $120
Inferior card only
for those not
eligible for the one above
RBC ION+ Visa Card
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
Rewards: ≈ $128
Card fee: $48
Lower fee
& good multiplier
earn rates
RBC ION Visa Card
Min. income (card):
Min. spend (bonus): no minimum spend
Rewards: ≈ $53
Card fee: $0
No annual fee
& wider acceptance
than Amex
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Scene+ points

Scene+ points are rewards of the more simple type. The simplest that exist. Among all the rewards like those, that give you absolute flexibility, they are the easiest to earn in large quantities right now.

For each available redemption option, here is the value per Scene+ point:

  • Any trips on any website
  • Any trips on the Scene+ website
  • Merchandise at participating stores
  • ≈ 0.7¢ to 1¢ Gift cards
  • ≈ 0.7¢ Merchandise
  • 0.7¢ Cash back as a statement credit

Here is the value of the 77,500 points you’ll have by unlocking the Scotiabank Gold American Express Card‘s welcome bonus:

  • $775 Any trips on any website
  • $775 Any trips on the Scene+ website
  • $775 Merchandise at participating stores
  • ≈$543 to $775 Gift cards
  • ≈$543 Merchandise
  • $543 Cash back as a statement credit

Here are the best cards for Scene+ points:

Best credit cards for
Scene+ points
Scotiabank Passport® Visa Infinite* Card
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $320
Card fee: $0 $150
Best for: 6 airport lounge
passes
and no FX fees
6% rate
Scotiabank Gold American Express® Card
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends July 1st
Rewards: $775
Card fee: $120
Best for: Very good
travel insurance
and earn rate
Scotiabank Platinum American Express® Card
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $560
Card fee: $399
Best for: 10 airport
lounge passes
and no FX fees
Scotiabank American Express® Card
Scotiabank American Express Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $105
Card fee: $0
Best for: Access to
Amex Offers benefit
in multiples
Scotia Scene+®* Visa* Card
Scotiabank Scene+ Visa Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $105
Card fee: $0
Best for: No annual fee
& wider acceptance
than Amex
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Scene+ points
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Scotiabank Passport Visa Infinite Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $320
Card fee: $0 $150
6 airport lounge
passes
and no FX fees
ends July 1st
6% rate
Scotiabank Gold American Express Card
Min. income (card):
Min. spend (bonus): $7.5k in 1y (or $1k for lower bonus)
Rewards: $775
Card fee: $120
Very good
travel insurance
and earn rate
ends July 1st
Scotiabank Platinum American Express Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: $560
Card fee: $399
10 airport
lounge passes
and no FX fees
ends October 31st
Scotiabank American Express Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $105
Card fee: $0
Access to
Amex Offers benefit
in multiples
Scotiabank Scene+ Visa Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $105
Card fee: $0
No annual fee
& wider acceptance
than Amex
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

TD Rewards points

TD Rewards points are rewards of the more simple type, but they are slightly less flexible if you want to maximize them. However, they are easy to earn in huge quantities.

For each available redemption option, here is the value per TD Rewards point:

  • 0.5¢ Any trips on the TD website
  • 0.4¢ Any trips on any website
  • 0.33¢ Merchandise on Amazon
  • ≈ 0.33¢ Gift cards
  • ≈ 0.33¢ Merchandise
  • 0.25¢ Cash back as a statement credit

Here is the value of the 105,000 points you’ll have by unlocking the TD First Class Travel Visa Infinite Card‘s welcome bonus:

  • $525 Any trips on the TD site
  • $420 Any trips on any site
  • $346 Merchandise on Amazon
  • ≈ $346 Gift cards
  • ≈ $346 Merchandise
  • $262 Cash back as a statement credit

Here are the best cards for TD Rewards points:

Best credit cards
for TD Rewards points
Best
TD First Class Travel® Visa Infinite* Card
TD First Class Travel Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: $625
Annual fee: $0 $139
Best for: 105,000 pts
+ excellent
insurance coverage
TD Platinum Travel Visa* Card
TD Platinum Travel Visa Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: $273
Annual fee: $0 $89
Best for: 54,500 pts
+ excellent
insurance coverage
TD Rewards Visa* Card
TD Rewards Visa Card
Min. income (card):
Min. spend (bonus): no minimum spend required
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: $76
Annual fee: $0
Best for: 15,152 pts
+ no annual
fee
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for TD Rewards points
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
Best
TD First Class Travel Visa Infinite Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: $625
Annual fee: $0 $139
105,000 pts
+ excellent
insurance coverage
ends September 3rd
TD Platinum Travel Visa Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: $273
Annual fee: $0 $89
54,500 pts
+ excellent
insurance coverage
ends September 3rd
TD Rewards Visa Card
Min. income (card):
Min. spend (bonus): no minimum spend required
Rewards: $76
Annual fee: $0
15,152 pts
+ no annual
fee
ends September 3rd
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

BMO Rewards points

BMO Rewards points are rewards of the more simple type that are also very flexible, but they’re harder to earn in huge quantities right now.

For each available redemption option, here is the value per BMO Rewards point:

  • 0.67¢ Any trips on any website
  • 0.67¢ Cash back indirectly with the refundable hotel trick
  • 0.67¢ Deposits in a BMO investment account
  • ≈ 0.5¢ Merchandise
  • ≈ 0.5¢ Gift cards
  • 0.33¢ Cash back as a statement credit

Here is the value of the 39,000 points you’ll have by unlocking the BMO eclipse Visa Infinite Card‘s welcome bonus:

  • $360Any trips on any website
  • $360 Cash back indirectly with the refundable hotel trick
  • $360 Deposits in a BMO investment account
  • ≈ $144 Merchandise
  • ≈ $144 Gift cards
  • $96 Cash back as a statement credit

Here are the best cards for BMO Rewards points:

Best credit cards for
BMO Rewards
BMO Ascend World Elite®* MasterCard®*
BMO Ascend World Elite MasterCard
Min. income (card):
Min. spend (bonus): $4.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $330
Card fee: $0 $150
Best for: Easy
travel credits
simple rewards
BMO eclipse Visa Infinite* Card
BMO eclipse Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $360
Card fee: $0 $120
Best for: Easy
credits
simple rewards
BMO eclipse Visa Infinite Privilege* Card
BMO eclipse Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $853
Card fee: $499
Best for: 6 passes
for
airport lounge
BMO eclipse rise Visa* Card
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: $192
Card fee: $0
Best for: Highest-ever
bonus
on no-fee card
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
BMO Rewards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
BMO Ascend World Elite MasterCard
Min. income (card):
Min. spend (bonus): $4.5k in 3 mos.
Rewards: $330
Card fee: $0 $150
Easy
travel credits
simple rewards
ends November 30th
BMO eclipse Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: $360
Card fee: $0 $120
Easy
credits
simple rewards
ends November 30th
BMO eclipse Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
Rewards: $853
Card fee: $499
6 passes
for
airport lounge
ends November 30th
BMO eclipse rise Visa Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: $192
Card fee: $0
Highest-ever
bonus
on no-fee card
ends November 30th
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

AIR MILES Miles

AIR MILES Miles used to be great in the past, but they’ve changed and are now rewards of the more simple type. It’s the least simple sub-type, as the value still varies — just not that much. 

For each available redemption option, here is the value per AIR MILES Mile:

  • ≈ 10.5¢ to ≈ 12¢ Any trips on the AIR MILES website
  • ≈ 10.5¢ Merchandise at participating stores
  • ≈ 8¢ Merchandise online

Here is the value of the 2,325 Miles you’ll have by unlocking the BMO AIR MILES World Elite MasterCard‘s welcome bonus:

  • ≈ $244 to ≈ $279 Any trips on the AIR MILES website
  • ≈ $244 Merchandise at participating stores
  • ≈ $186 Merchandise online

Here are the best cards for AIR MILES Miles:

Best BMO credit cards for
AIR MILES Rewards
BMO AIR MILES®† World Elite®* MasterCard®*
BMO AIR MILES World Elite MasterCard
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 30th
Rewards: ≈ $249
Card fee: $0 $120
Best for: 2,375 Miles
after welcome bonus
BMO AIR MILES®† MasterCard®*
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $110
Card fee: $0
Best for: 920 Miles
after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best BMO credit cards for
AIR MILES Rewards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
BMO AIR MILES World Elite MasterCard
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $249
Card fee: $0 $120
2,375 Miles
after welcome bonus
ends November 30th
BMO AIR MILES MasterCard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $110
Card fee: $0
920 Miles
after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

MBNA Rewards points

MBNA Rewards points are of the more simple type and are not easy to get in huge quantities. So they aren’t particularly interesting. But that is supposed to change this year as they will become transferable, automatically becoming the 3rd-best bank rewards currency in Canada.

For each available redemption option, here is the value per MBNA Rewards point:

  • ≈ 1.5¢ to UNLIMITED Specific flights with airline price charts (COMING IN 2024)
  • Any trips on the MBNA website
  • ≈ 0.9¢ Gift cards
  • ≈ 0.8¢ Merchandise
  • 0.83¢ Cash back as a statement credit (World Elite Mastercard only)
  • 0.5¢ Cash back as a statement credit (Platinum Plus Mastercard only)

Here is the actual value of the 40,000 points you’ll have by unlocking the MBNA Rewards World Elite Mastercard‘s welcome bonus (bonus is lower for Québec residents):

  • ≈ $600 to UNLIMITED Specific flights with airline price charts (COMING IN 2024)
  • $400 Any trips on the MBNA website
  • ≈ $360 Gift cards
  • ≈ $320 Merchandise
  • $332 Cash back as a statement credit (World Elite Mastercard only)
  • $200 Cash back as a statement credit (Platinum Plus Mastercard only)

Here are the best cards for MBNA Rewards points:

Best credit cards for
MBNA Rewards
MBNA Rewards World Elite® Mastercard®
MBNA Rewards World Elite Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $2k in 3 mos. (see QC offer)
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $400
Card fee: $120
Best for: 40,000 pts
& excellent
5X earn rate
MBNA Rewards Platinum Plus® Mastercard®
MBNA Rewards Platinum Plus Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $120
Card fee: $0
Best for: 12,000 pts
& no annual
fee card
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
MBNA Rewards
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
MBNA Rewards World Elite Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $2k in 3 mos. (see QC offer)
Rewards: $400
Card fee: $120
40,000 pts
& excellent
5X earn rate
MBNA Rewards Platinum Plus Mastercard (non-QC)
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
Rewards: $120
Card fee: $0
12,000 pts
& no annual
fee card
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Cash back (any bank)

Cash back rewards are objectively the worst that exist if you want to maximize value. They really mostly exist for those who don’t like to travel (believe it or not, there are many such people). If you like to travel, you should stay far away from cash back. Even if you like things to be simple, at least focus on travel rewards of the more simple type.

For the only available redemption option, here is the value for all cash back rewards:

  • 1% = 1¢ Cash back as a statement credit

Here are the best cards for cash back rewards:

Best credit cards
for cash back
BEST
TD Cash Back Visa Infinite* Card
TD Cash Back Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3.5k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
ends January 6th
Rewards: $350
Annual fee: $0 $139
Best for: 3%
on groceries, gas, bills (1% elsewhere)
BMO CashBack® World Elite®* MasterCard®*
BMO CashBack World Elite Mastercard
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $200
Card fee: $0 $120
Best for: 5% (with monthly cap)
on groceries (1-4% elsewhere)
Scotia Momentum® Visa Infinite* Card
Scotia Momentum Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $200
Card fee: $0 $120
Best for: 4%
on groceries (1-2% elsewhere)
Rogers Mastercard®
Rogers Mastercard
Min. income (card):
Min. spend (bonus): no welcome bonus
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $0
Card fee: $0
Best for: 3% everywhere
if you redeem
for Rogers, Shaw, or Fido
SimplyCash® Preferred Card from American Express
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $280
Card fee: $120
Best for: 4%
on groceries/gas (2% elsewhere)
SimplyCash® Card from American Express
SimplyCash Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 10 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $160
Card fee: $0
Best for: 2%
on groceries/gas (1.25% elsewhere)
Tangerine World Mastercard®
Tangerine World Mastercard
Min. income (card):
Min. spend (bonus): $1k in 2 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends October 31st
Rewards: $120
Card fee: $0
Best for: 2%
choice of 3 categories
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for cash back
WELCOME BONUS
(Flytrippers VALUATION)
Best
for
BEST
TD Cash Back Visa Infinite Card
Min. income (card):
Min. spend (bonus): $3.5k in 3 months
Rewards: $350
Annual fee: $0 $139
3%
on groceries, gas, bills (1% elsewhere)
ends January 6th
BMO CashBack World Elite Mastercard
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
5% (with monthly cap)
on groceries (1-4% elsewhere)
Scotia Momentum Visa Infinite Card
Min. income (card):
Min. spend (bonus): $2k in 3 mos.
Rewards: $200
Card fee: $0 $120
4%
on groceries (1-2% elsewhere)
ends October 31st
Rogers Mastercard
Min. income (card):
Min. spend (bonus): no welcome bonus
Rewards: $0
Card fee: $0
3% everywhere
if you redeem
for Rogers, Shaw, or Fido
SimplyCash Preferred Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 4 mos.
Rewards: $280
Card fee: $120
4%
on groceries/gas (2% elsewhere)
SimplyCash Card from American Express
Min. income (card):
Min. spend (bonus): $3k in 10 mos.
Rewards: $160
Card fee: $0
2%
on groceries/gas (1.25% elsewhere)
Tangerine World Mastercard
Min. income (card):
Min. spend (bonus): $1k in 2 mos.
Rewards: $120
Card fee: $0
2%
choice of 3 categories
ends October 31st
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Airline rewards — Redemption options

Here are the 3 most popular airline rewards programs.

 

Air Canada Aeroplan points

Aeroplan points are by far the best airline rewards for Canadian travelers because they can offer both types of redemptions. And for the more lucrative type, Aeroplan is the easiest airline program to maximize, with more flight options. You can read the basics of Aeroplan while you await our revamped ultimate guide.

For each available redemption option, here is the value per Aeroplan point:

  • ≈ 2.1¢/pt to UNLIMITED Specific flights in premium cabins (partners and Air Canada)
  • ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy class (partners and Air Canada)
  • ≈ 1.1¢/pt Any flights on Air Canada
  • ≈ 1¢/pt Taxes on reward flights
  • ≈ 1¢/pt Seat upgrades
  • ≈ 1¢/pt In-flight Wi-Fi
  • ≈ 1¢/pt Vacation packages
  • ≈ 1¢/pt Hotels
  • ≈ 0.65¢/pt Rental cars and activities
  • ≈ 0.65¢/pt Merchandise and gift cards

Here is the value of the 52,000 points you’ll have by unlocking the TD Aeroplan Visa Infinite Card‘s welcome bonus:

  • ≈ $1092 to UNLIMITED Specific flights in premium cabins (partners and Air Canada)
  • ≈ $780 to ≈ $1092 Specific flights in economy class (partners and Air Canada)
  • ≈ $572 Any flight on Air Canada
  • ≈ $520 Taxes on reward flights
  • ≈ $520 Seat upgrades
  • ≈ $520 In-flight Wi-Fi
  • ≈ $520 Vacation packages
  • ≈ $520 Hotels
  • ≈ $338 Rental cars and activities
  • ≈ $338 Merchandise and gift cards

Here are the best cards for Aeroplan points:

Best credit cards for
Aeroplan points
NEW
American Express® Aeroplan®* Card
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $675
Card fee: $120
Aeroplan points: 53,000 pts
+ a free bag
on Air Canada
TD® Aeroplan® Visa Infinite* Card
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (or $7.5k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: ≈ $641
Annual fee: $139
Aeroplan points: 40k pts with bonus
(52,000 pts total)
40k + 12k on min. spend
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Aeroplan points: 60,000 pts
+ 5X the points
best card in Canada
NEW
American Express® Aeroplan®* Reserve Card
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1041
Card fee: $599
Aeroplan points: 69,375 pts
+ unlimited AC lounges
& other AC benefits
TD® Aeroplan® Visa* Infinite Privilege* Card
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: ≈ $976
Annual fee: $599
Aeroplan points: 75k pts with bonus
(105,000 pts total)
75k + 30k on min. spend
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Aeroplan points: 72,000 pts
+ 4 lounges
and $100 travel credit
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Aeroplan points: 80,000 pts
+ unlimited PP lounges
and $200 travel credit
TD® Aeroplan® Visa* Platinum Card
TD Aeroplan Visa Platinum Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
ends September 3rd
Rewards: ≈ $315
Annual fee: $0 $89
Aeroplan points: 20k pts with bonus
(21,000 pts total)
20k + 1k on min. spend
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Aeroplan points
WELCOME BONUS
(Flytrippers VALUATION)
Aeroplan
points
NEW
American Express Aeroplan Card
Min. income (card):
Min. spend (bonus): $3k in 3 mos.
Rewards: ≈ $675
Card fee: $120
53,000 pts
+ a free bag
on Air Canada
TD Aeroplan Visa Infinite Card
Min. income (card):
Min. spend (bonus): $12k in 12 mos. (or $7.5k for lower bonus)
Rewards: ≈ $641
Annual fee: $139
40k pts with bonus
(52,000 pts total)
40k + 12k on min. spend
ends September 3rd
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
60,000 pts
+ 5X the points
best card in Canada
NEW
American Express Aeroplan Reserve Card
Min. income (card):
Min. spend (bonus): $7.5k in 3 mos.
Rewards: ≈ $1041
Card fee: $599
69,375 pts
+ unlimited AC lounges
& other AC benefits
TD Aeroplan Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $24k in 12 mos. (or $12k for lower bonus)
Rewards: ≈ $976
Annual fee: $599
75k pts with bonus
(105,000 pts total)
75k + 30k on min. spend
ends September 3rd
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
72,000 pts
+ 4 lounges
and $100 travel credit
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
80,000 pts
+ unlimited PP lounges
and $200 travel credit
TD Aeroplan Visa Platinum Card
Min. income (card):
Min. spend (bonus): $1k in 3 months
Rewards: ≈ $315
Annual fee: $0 $89
20k pts with bonus
(21,000 pts total)
20k + 1k on min. spend
ends September 3rd
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

British Airways Avios points

Avios points are by far the 2nd-best airline rewards for Canadian travelers, but they offer way fewer options and require you to be a lot more flexible. 

For each available redemption option, here is the value per Avios point:

  • ≈ 2.1¢/pt to UNLIMITED Specific flights in premium cabins (partners and British Airways)
  • ≈ 1.5¢/pt to ≈ 2.1¢/pt Specific flights in economy class (partners and British Airways)

Here is the value of the 60,000 points you’ll have by unlocking the Amex Cobalt Card‘s welcome bonus (and transferring them):

  • ≈ $1260 to UNLIMITED Specific flights in premium cabins (partners and British Airways)
  • ≈ $900 to ≈ $1260 Specific flights in economy class (partners and British Airways)

Here are the best cards for Avios points:

Best credit cards
for Avios points
RBC® British Airways Visa Infinite
RBC British Airways Visa Infinite Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $840
Card fee: $165
Avios points: 56,000 pts
+ wider acceptance
than Amex
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)

 apply now
Rewards: ≈ $525
Card fee: $120
Avios points: 35,000 pts
+ wider acceptance
than Amex
NEW
RBC Avion Visa Infinite Privilege Card
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 25th
Rewards: ≈ $919
Card fee: $399
Avios points: 60,000 pts
+ 6 passes
for airport lounges
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $900
Card fee: $156
Avios points: 60,000 pts
+ 5X the points
best card in Canada
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1180
Card fee: $250
Avios points: 72,000 pts
+ 4 lounge passes
and $100 travel credit
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1600
Card fee: $799
Avios points: 80,000 pts
+ unlimited lounges
and $200 travel credit
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards
for Avios points
WELCOME BONUS
(Flytrippers VALUATION)
Avios
points
RBC British Airways Visa Infinite Card
Min. income (card):
Min. spend (bonus): $6k in 3 mos.
Rewards: ≈ $840
Card fee: $165
56,000 pts
+ wider acceptance
than Amex
limited time
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $525
Card fee: $120
35,000 pts
+ wider acceptance
than Amex

 apply now
NEW
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $919
Card fee: $399
60,000 pts
+ 6 passes
for airport lounges
ends November 25th
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $900
Card fee: $156
60,000 pts
+ 5X the points
best card in Canada
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $1180
Card fee: $250
72,000 pts
+ 4 lounge passes
and $100 travel credit
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1600
Card fee: $799
80,000 pts
+ unlimited lounges
and $200 travel credit
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

WestJet dollars

WestJet dollars are airline rewards of the more simple type, with a fixed value. 

For the main redemption option, here is the value per WestJet dollar:

  • $1/WestJet dollar Any flights on the WestJet site

Here is the value of the 525 WestJet dollars you’ll have by unlocking the WestJet RBC World Elite Mastercard‘s welcome bonus:

  • $525 Any flights on the WestJet site

Here are the best cards for WestJet dollars:

Best credit cards for WestJet dollars
NEW
WestJet RBC World Elite Mastercard
WestJet RBC World Elite Mastercard
Min. income (card):
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends July 31st
Rewards: $525
Card fee: $119
Best for: 525 WestJet dollars
by unlocking bonus
& free bag + BOGO/lounge
WestJet RBC Mastercard
WestJet RBC Mastercard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $110
Card fee: $39
Best for: 110 WestJet dollars
by unlocking bonus
& Buy One Get One ticket
NEW
RBC Avion Visa Infinite Privilege Card
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
WELCOME BONUS
(Flytrippers VALUATION)
ends November 25th
Rewards: ≈ $613
Card fee: $399
Best for: 613 WestJet dollars
by unlocking bonus
or more valuable uses
RBC Avion Visa Infinite Card
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)

 apply now
Rewards: ≈ $350
Card fee: $120
Best for: 350 WestJet dollars
by unlocking bonus
after welcome bonus
RBC Avion Visa Platinum Card
RBC Avion Visa Platinum Card
Min. income (card):
Min. spend (bonus): no min. spend
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $350
Card fee: $120
Best for: 350 WestJet dollars
by unlocking bonus
or more valuable uses
RBC ION+ Visa Card
RBC ION+ Visa Card
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $95
Card fee: $48
Best for: 85 WestJet dollars
by unlocking bonus
or more valuable uses
RBC ION Visa Card
RBC ION Visa Card
Min. income (card):
Min. spend (bonus): no minimum spend
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: $35
Card fee: $0
Best for: 35 WestJet dollars
by unlocking bonus
or more valuable uses
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for WestJet dollars WELCOME BONUS
(Flytrippers VALUATION)
Best
for
NEW
WestJet RBC World Elite Mastercard
Min. income (card):
Min. spend (bonus): $5k in 3 mos.
Rewards: $525
Card fee: $119
525 WestJet dollars
by unlocking bonus
& free bag + BOGO/lounge
ends July 31st
WestJet RBC Mastercard
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: $110
Card fee: $39
110 WestJet dollars
by unlocking bonus
& Buy One Get One ticket
NEW
RBC Avion Visa Infinite Privilege Card
Min. income (card):
Min. spend (bonus): $5k in 6 mos.
Rewards: ≈ $613
Card fee: $399
613 WestJet dollars
by unlocking bonus
or more valuable uses
ends November 25th
RBC Avion Visa Infinite Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $350
Card fee: $120
350 WestJet dollars
by unlocking bonus
after welcome bonus

 apply now
RBC Avion Visa Platinum Card
Min. income (card):
Min. spend (bonus): no min. spend
Rewards: ≈ $350
Card fee: $120
350 WestJet dollars
by unlocking bonus
or more valuable uses
RBC ION+ Visa Card
Min. income (card):
Min. spend (bonus): $500 in 3 mos.
Rewards: $95
Card fee: $48
85 WestJet dollars
by unlocking bonus
or more valuable uses
RBC ION Visa Card
Min. income (card):
Min. spend (bonus): no minimum spend
Rewards: $35
Card fee: $0
35 WestJet dollars
by unlocking bonus
or more valuable uses
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Hotel rewards — Redemption options

Here is the most popular hotel rewards program.

 

Marriott Bonvoy points

Marriott Bonvoy points are by far the best hotel rewards in Canada. We just published how Marriott Bonvoy points work as a blueprint for all the other rewards programs, please let us know in the comments if there’s anything missing in that intro post!

For each available redemption option, here is the value per Marriott Bonvoy point:

  • ≈ 0.9¢ to UNLIMITED Hotel nights at the 30+ Marriott brands
  • ≈ 0.8¢ Nights in private lodging rentals with Homes & Villas by Marriott Bonvoy
  • ≈ 0.8¢ Unique experiences with Marriott Bonvoy Moments
  • ≈ 0.6¢ Specific flights booked via transfers to airline programs
  • ≈ 0.5¢ Flights and car rentals through Marriott
  • ≈ 0.4¢ Gift cards
  • ≈ 0.3¢ Merchandise

Here is the value of the 53,000 points you get by unlocking the Marriott Bonvoy Amex Card‘s welcome bonus:

  • ≈ $477 to UNLIMITED Hotel nights at the 30+ Marriott brands
  • ≈ $424 Nights in private lodging with Homes & Villas by Marriott Bonvoy
  • ≈ $424 Unique experiences with Marriott Bonvoy Moments
  • ≈ $334 Specific flights booked via transfers to airline programs
  • ≈ $265 Flights and car rentals through Marriott
  • ≈ $212 Gift cards
  • ≈ $159 Merchandise

Here are the best cards for Marriott Bonvoy points:

Best credit cards for
Marriott points
Marriott Bonvoy American Express® Card
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $477
Card fee: $120
Marriott points: 53,000 pts
after welcome bonus
Marriott Bonvoy Business American Express® Card
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $630
Card fee: $150
Marriott points: 70,000 pts
after welcome bonus
American Express® Gold Rewards Card
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $878
Card fee: $250
Marriott points: 86,400 pts
after welcome bonus
American Express Cobalt® Card
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $648
Card fee: $156
Marriott points: 72,000 pts
after welcome bonus
Platinum Card® from American Express
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1264
Card fee: $799
Marriott points: 96,000 pts
after welcome bonus
American Express Business Edge Card
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $540
Card fee: $99
Marriott points: 60,000 pts
after welcome bonus
American Express® Business Gold Rewards Card
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
limited time
Rewards: ≈ $810
Card fee: $199
Marriott points: 90,000 pts
after welcome bonus
Business Platinum Card® from American Express
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $1801
Card fee: $799
Marriott points: 118,500 pts
after welcome bonus
American Express® Green Card
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
WELCOME BONUS
(Flytrippers VALUATION)
Rewards: ≈ $119
Card fee: $0
Marriott points: 13,200 pts
after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.
Best credit cards for
Marriott points
WELCOME BONUS
(Flytrippers VALUATION)
Marriott
points
Marriott Bonvoy American Express Card
Min. income (card):
Min. spend (bonus): $1.5k in 3 mos.
Rewards: ≈ $477
Card fee: $120
53,000 pts
after welcome bonus
Marriott Bonvoy Business American Express Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $630
Card fee: $150
70,000 pts
after welcome bonus
American Express Gold Rewards Card
Min. income (card):
Min. spend (bonus): $1k/month for 12 months
Rewards: ≈ $878
Card fee: $250
86,400 pts
after welcome bonus
American Express Cobalt Card
Min. income (card):
Min. spend (bonus): $750/month for 12 months
Rewards: ≈ $648
Card fee: $156
72,000 pts
after welcome bonus
Platinum Card from American Express
Min. income (card):
Min. spend (bonus): $10k in 3 months
Rewards: ≈ $1264
Card fee: $799
96,000 pts
after welcome bonus
American Express Business Edge Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $540
Card fee: $99
60,000 pts
after welcome bonus
limited time
American Express Business Gold Rewards Card
Card: no business required
Min. spend (bonus): $5k in 3 mos.
Rewards: ≈ $810
Card fee: $199
90,000 pts
after welcome bonus
limited time
Business Platinum Card from American Express
Card: no business required
Min. spend (bonus): $15k in 3 mos.
Rewards: ≈ $1801
Card fee: $799
118,500 pts
after welcome bonus
American Express Green Card
Min. income (card):
Min. spend (bonus): $1k in 3 mos.
Rewards: ≈ $119
Card fee: $0
13,200 pts
after welcome bonus
Terms and conditions apply. Flytrippers editorial opinion only. Financial institutions are not responsible for maintaining the content on this site. Please click "See More" to see most up-to-date information.

 

Learning how to travel for less

Join over 100,000 savvy Canadian travelers who already receive Flytrippers’ free newsletter so we can help you travel for less — including thanks to the wonderful world of travel rewards!

Sign up for our travel rewards newsletter

 

Summary

All rewards programs offer many different redemption options, and these are those available for the best rewards programs for Canadian travelers. We’ll have a lot more content to explain each program and each type of redemption option very soon.

 

What would you like to know about the redemption options for travel rewards programs? Tell us in the comments below.

 

See the flight deals we spot: Cheap flights

Discover free travel with rewards: Travel rewards

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

 

Featured image: Bovilla Reservoir, Albania (photo credit: Drini Teta)

 

Share this post to help us help more people travel more for less:

Andrew D'Amours

Andrew is the co-founder of Flytrippers. He is passionate about traveling the world but also, as a former management consultant, about the travel industry itself. He shares his experiences to help you save money on travel. As a very cost-conscious traveler, he loves finding deals and getting free travel thanks to travel rewards points... to help him visit every country in the world (current count: 71/193 Countries, 47/50 US States & 9/10 Canadian Provinces).

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