New offers: TD, RBC, Neo, Scotiabank

The most recent round of new welcome bonus offers includes an increase on the best offer for simple points, and most importantly, increases on many offers for lucrative points (to travel in business class). Speaking of, I’ll be talking more about this after once again flying luxuriously across the Atlantic this weekend myself.

But you have time for those offers. I want to repeat that what’s urgent is getting the record-high deal on the only card that ALL Canadian travelers should have: the Marriott Bonvoy Amex Card (or, if you already have it, the Marriott Bonvoy Business Amex Card that does not require having an incorporated business).

Those end September 22 and are usually there just once per year; don’t miss them! Flytrippers helps you travel for less with its free newsletter specifically about travel rewards, its ranking of the best current offers, and its infographic summarizing all the basics.

Here are the new offers from the past few weeks.

TD

The 5 new TD offers from September 1^st are both increased bonuses (on 3 good cards) and decreased bonuses (on 2 cards you should avoid anyway).

 

TD First Class Travel Visa Infinite Card: Increase

The TD First Class Travel Visa Infinite Card was already the best deal for simple points (fixed value for any travel expense) and was already a no-brainer to get if you haven’t had it in the past 12 months… after getting the Marriott deals.

It also offers 4 free passes for airport lounges worldwide.

New offer: Bonus increase; from 146,000 to 160,000 points. It’s one of the highest ever seen for simple points (making it even more

Here are the details of the TD First Class Travel Visa Infinite Card‘s welcome bonus: 

• $975 in free travel by unlocking the welcome bonus
  • $975 in rewards
  • $0 fee (waived the 1^st year)
• 13.0% back on $7,500 in spending
  • $975 value divided by
  • $7,500 minimum spending requirement
• $7,500 to spend in a maximum of 180 days (6 months)
  • The equivalent of just $288 per week
  • We have tips to meet spending requirements
• Rewards of the more simple type (TD Rewards points)
  • Value is fixed at 0.5¢/pt
  • Redeemable for any travel expense on their site
  • Or any travel expense on any site at 0.44¢/pt
• Excellent increased offer (end date not disclosed)
  • One of this card’s highest-ever offers
  • The best offer for simple points currently

 

TD Aeroplan Visa Infinite Card: Increase

The TD Aeroplan Visa Infinite Card is one of the best cards to get free checked bags on Air Canada for you and 8 travel companions, as well as lucrative points.

The amount of points you’ll get by unlocking the welcome bonus is the low guaranteed fixed price for flights between Montreal and some European destinations, as I booked last summer and again for this weekend.

New offer: Bonus increase; from 40,000 to 50,000 points. It’s the highest seen on this card in a few years (the last increases were to 45,000 points).

Here are the details of the TD Aeroplan Visa Infinite Card‘s welcome bonus: 

• ≈ $791 in free travel by unlocking the welcome bonus
  • ≈ $930 in rewards
  • $139 fee ($0 the 1^st year and $139 the 2^nd; there’s a renewal bonus)
• ≈ 6.6% back on $12,000 in spending
  • ≈ $791 value divided by
  • $12,000 minimum spending requirement
• $12,000 to spend in a maximum of 12 months
  • Including $3000 within 90 days
  • We have tips to meet spending requirements
• Rewards of the more lucrative type (Aeroplan points)
  • Value is extremely variable (and unlimited)
  • Our conservative Flytrippers Valuation is ≈ 1.5¢/pt
  • Can easily be worth 2X more for business class
  • Redeemable for certain flights only (to get ≈ 1.5¢/pt)
  • Or for any Air Canada flight at ≈ 1.1¢/pt
• Excellent increased offer (end date not disclosed)
  • The highest offer on this card in a few years

 

TD Aeroplan Visa Infinite Privilege Card: Increase

The TD Aeroplan Visa Infinite Privilege Card is TD’s version of premium-level Aeroplan cards, with lounge access and travel benefits… but with a high minimum income requirement (unlike the Amex version of the premium card).

If you redeem for luxurious business class, it’s better than the previous one because the extra points more than make up for the higher fee. But if you redeem for economy class, you’re better off with the other (assuming you don’t need the lounge access benefit).

New offer: Bonus increase; from 85,000 to 100,000 points. And here too, it’s the highest seen in a while.

Here are the details of the TD Aeroplan Visa Infinite Privilege Card‘s welcome bonus: 

• ≈ $752 in free travel by unlocking the welcome bonus
  • ≈ $1950 in rewards
  • $599 fee 
  • The fee is deducted twice (the offer includes a renewal bonus)
• ≈ 3.1% back on $24,000 in spending
  • ≈ $752 value divided by
  • $24,000 minimum spending requirement
• $24,000 to spend in a maximum of 12 months
  • Including $12,000 within 180 days
  • We have tips to meet spending requirements
• Rewards of the more lucrative type (Aeroplan points)
  • Value is extremely variable (and unlimited)
  • Our conservative Flytrippers Valuation is ≈ 1.5¢/pt
  • Can easily be worth 2X more for business class
  • Redeemable for specific flights only (to get ≈ 1.5¢/pt)
  • Or for any Air Canada flight at ≈ 1.1¢/pt
• Excellent increased offer (end date not disclosed)
  • The best offer of the year on this card
  • One of the best offers to get more valuable points right now

 

TD Rewards Visa Card: Decrease

The TD Rewards Visa Card is a no-annual-fee card, so you shouldn’t waste your time with it.

New offer: Bonus decrease; from 30,310 to 15,152 points. Not that the previous one was more worthwhile anyway (even if it was double the new one).

Here are the details of the TD Rewards Visa Card‘s welcome bonus: 

• $83 in free travel by unlocking the welcome bonus
  • $83 in rewards
  • $0 fee 
• 16.6% back on $500 in spending
  • $83 value divided by
  • $500 minimum spending requirement
• $500 to spend in a maximum of 90 days
  • We have tips to meet spending requirements
• Rewards of the more simple type (TD Rewards points)
  • Value is fixed at 0.5¢/pt
  • Redeemable for any travel expense on their site
  • Or any travel expense on any site at 0.44¢/pt
• Baseline offer (end date not disclosed)
  • The usual lowest offer on this card

 

TD Cash Back Visa Card: Decrease

The TD Cash Back Visa Card is a no-annual-fee card AND a cashback card, meaning you should doubly stay away.

New offer: Bonus decrease; from $115 cash back to $0 cash back. Indeed, there’s actually no welcome bonus at all now.

Here are the details of the TD Cash Back Visa Card‘s welcome bonus: 

• $0 in free travel by unlocking the welcome bonus
  • $0 in rewards
  • $0 fee 

 

RBC

The 2 new RBC offers from August 13 are bonus increases.

 

RBC Avion Visa Infinite Card: Increase

The RBC Avion Visa Infinite Card is one of the best cards for travel rewards pros, because you can get its bonus even if you already have the card (the only restriction is that you always need to wait 90 days since your last RBC card approval).

The bonus gives you 25-hour business class flights (as I did this spring), and you can get that 4x per year! That’s crazy. It’s a must-have during this offer, but you’re better off getting 1 of the 2 Marriott deals first (this one here lasts until late November).

New offer: Bonus increase; from 55,000 to 70,000 points. It’s the return of the highest ever seen on this card.

Here are the details of the RBC Avion Visa Infinite Card‘s welcome bonus: 

• ≈ $885 in free travel by unlocking the welcome bonus
  • ≈ $1125 in rewards
  • $120 fee 
  • The fee is deducted twice (the offer includes a renewal bonus)
• ≈ 17.7% back on $5,000 in spending
  • ≈ $885 net value divided by
  • $5,000 minimum spend requirement
• $5,000 to spend in a maximum of 6 months
  • The equivalent of just $192 per week
  • We have tips to meet spending requirements
• Rewards of the more lucrative type (RBC Avion points) 
  • Value is extremely variable (and unlimited)
  • Our conservative Flytrippers Valuation is ≈ 1.5¢/pt
  • Can easily be worth 2X more for business class
  • Redeemable for specific flights only (to get ≈ 1.5¢/pt)
  • Or any travel expense on their site at 1¢/pt
• Great increased offer (until November 25^th)
  • The best offer ever seen on this card
  • The points are harder to maximize than Aeroplan

 

RBC Avion Visa Infinite Privilege Card: Increase

The RBC Avion Visa Infinite Privilege Card is the premium version, with 6 free passes for VIP airport lounges. It gives you a lot more points, but the fee is obviously higher.

If you redeem for luxurious business class, it’s better than the previous one because the extra points more than make up for the higher fee. But if you redeem for economy class, you’re better off with the other (assuming you don’t need the lounge passes).

New offer: Bonus increase; from 70,000 to 100,000 points. It’s also the return of the best offer seen on this card.

Here are the details of the RBC Avion Visa Infinite Privilege Card‘s welcome bonus: 

• ≈ $796 in free travel by unlocking the welcome bonus
  • ≈ $1594 in rewards
  • $399 fee 
  • The fee is deducted twice (the offer includes a renewal bonus)
• ≈ 15.8% back on $5,000 in spending
  • ≈ $796 net value divided by
  • $5,000 minimum spend requirement
• $5,000 to spend in a maximum of 6 months
  • The equivalent of just $192 per week
  • We have tips to meet spending requirements
• Rewards of the more lucrative type (RBC Avion points) 
  • Value is extremely variable (and unlimited)
  • Our conservative Flytrippers Valuation is ≈ 1.5¢/pt
  • Can easily be worth 2X more for business class
  • Redeemable for specific flights only (to get ≈ 1.5¢/pt)
  • Or any travel expense on their site at 1¢/pt
• Great increased offer (until November 25^th)
  • The best offer ever seen on this card
  • The points are harder to maximize than Aeroplan

 

Neo

The new Neo offer from August 10 is a bonus increase.

 

Neo World Elite Mastercard: Increase

The Neo World Elite Mastercard is a very good cashback card, assuming you prefer lower-value cashback… and don’t want to maximize by focusing on welcome bonuses.

At least, it is one of the cards that earns 5% at grocery stores (which includes gift cards to other retailers).

New offer: Bonus increase; from $0 to $100. It’s an offer exclusively available with partner links like ours (not available if you go to the Neo website directly; we appreciate it if you always use our links for any card to support us at absolutely no cost to you).

Flytrippers opinion: A rare welcome bonus offer on this cashback card (5% back on groceries).
	Flytrippers Valuation of Welcome bonus (net value)	ends October 12th APPLY NOW ❯ via Neo secure application link
	$ 175ⓘ Rewards: $175 Card fee: $0 $149
Card eligibility min. income: $80k OR $150k (household) Welcome bonus eligibility must not have had this specific card ever before	Cash back (more simple) Bonus: $100 Earn on min. spend: $75 (total: $175) • $175 as simple cash back	How to unlock bonus spend $1,500 in 3 months
Terms and conditions apply. Flytrippers editorial opinion only. Neo is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Here are the details of the Neo World Elite Mastercard‘s welcome bonus: 

• $175 in free travel by unlocking the welcome bonus
  • $175 in rewards
  • $0 fee (waived the 1^st year)
• 11.7% back on $1,500 in spending
  • $175 value divided by
  • $1,500 minimum spend requirement
• $1,500 to spend in a maximum of 3 months
  • We have tips to meet spending requirements
• Rewards of the more simple type (cash back)
  • Value is fixed 
  • Redeemable for any expense
• Increased offer (until October 12)
  • The best offer ever seen on this card
  • Exclusive to partners like Flytrippers

 

Scotiabank

The new Scotiabank offer from August 3 is a decreased bonus.

 

Scotiabank Passport Visa Infinite + Card: Decrease

The Scotiabank Passport Visa Infinite + Card is one of the best overall Canadian cards, with 6% back at Sobeys/Safeway/Thrifty Foods/IGA and 5% at other grocery stores (including gift cards to other retailers).

The points are extremely simple (redeemable for any travel expense booked on any website), and it’s one of the rare cards that doesn’t charge the 2.5% foreign transaction fee (not that important if you maximize by always being in the process of unlocking bonuses).

New offer: Bonus decrease; from 40,000 to 25,000 points. It’s a great card… but the offer is sooooo low.

Flytrippers opinion: A very rare card with both free passes to VIP airport lounges (6) AND no FX fees, but with a low welcome bonus.
	Flytrippers Valuation of Welcome bonus (net value)	ends November 1st APPLY NOW ❯ via Scotia secure application link
	$ 140ⓘ Rewards: $290 Card fee: $150
Card eligibility min. income: $60k OR $100k (household) Welcome bonus eligibility must not have had any Scotia card (incl. "joint" cards) in the past 2 years	Scene+ points (more simple) Bonus: 25k pts (OR 35k pts with full bonus) Earn on min. spend: 4k pts (total: 29k pts) • $290 for groceries at Sobeys/Safeway/etc. • $290 for any travel expense on any website	How to unlock bonus spend $2,000 in 3 months
Terms and conditions apply. Flytrippers editorial opinion only. Scotia is not responsible for maintaining the content on this site. Please click "Apply Now" to see most up-to-date information.

Here are the details of the Scotiabank Passport Visa Infinite + Card‘s welcome bonus: 

• $140 in free travel by unlocking the welcome bonus
  • $290 in rewards
  • $150 fee
• 7.0% back on $2,000 in spending
  • $140 value divided by
  • $2,000 minimum spend requirement
• $2,000 to spend in a maximum of 3 months
  • We have tips to meet spending requirements
• Rewards of the more simple type (Scene+ points)
  • Value is fixed at 1¢/pt
  • Redeemable for any travel expense on any site
  • Or even for groceries without losing value (rare)
• Baseline offer (until November 1)
  • This is the lowest offer ever seen on this card

 

Learning how to travel for less

Flytrippers is here to help you since 2017: join 150,000+ savvy Canadian travelers who already receive our free newsletter with our travel tips and deals. Our fans have earned over 4 million dollars in free travel with the deals from the wonderful world of travel rewards that we share alone!

 

What would you like to know about the new offers from TD, RBC, Neo, and Scotiabank? Tell us in the comments below.

 

See the flight deals we spot: Cheap flights

Discover free travel with rewards: Travel rewards

Explore awesome destinations: Travel inspiration

Learn pro tricks: Travel tips

 

Featured image: Isle of Skye, United Kingdom (photo credit: Joshua Earle)